Our Clear Rate Platinum credit card has one simple low rate on purchases and balance transfers.
Representative 11.1% APR (variable).
Annual fee applies
To apply, you must be a UK resident, 18+ and earn at least £10k per year.
Have an unexpected bill to pay?
Whether you have an unexpected bill to pay or would like a safety net just incase, an arranged overdraft could help you keep it covered!
Available to customers with eligible current accounts who are aged 18 and over. Overdraft usage fees apply.
New to the student life?
Whether you're a fresher or a seasoned fourth-year, our app can always help by giving you on-the-go banking.
Log in with your fingerprint, make payments and transfers, or withdraw cash without a card.
App available to DIgital Banking customers with a UK mobile number. Limits apply. Fingerprint login available on selected devices.
Check out our best ever personal loan rate
Borrow between £7,500 and £19,950 at our best ever rate of
Representative 3.4% APR.
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.
Over 18s and existing Royal Bank current account customers only.
No card? No cash? No problem
You don't need a debit card to withdraw cash?
With your mobile app you can Get Cash from an ATM with just a code.
App available to customers with Digital Banking and a UK mobile number.
Looking for an everyday bank account?
Our Select account comes with all the essentials that make banking easy.
To apply you must be 18 or over and a UK resident.
Want to make your house a home?
Use our tools and guides to help you plan your home improvements.
From ideas to budgeting, we can help you through the process.