Have we got an account to suit you?
Is your current account a good fit for you?
Whether you're looking for a new bank account or want to change an existing Royal Bank account, we may have the right one for you.
You are protected when banking with our mobile app
We get independent experts to test and confirm our banking app's security meets the highest industry standards.
We also have useful tips to help you stay safe when you bank on your app.
App available to Royal Bank customers with Digital Banking and a UK mobile number.
Have an unexpected bill to pay?
Whether you have an unexpected bill to pay or would like a safety net just in case, an arranged overdraft could help you keep it covered!
Available to customers with eligible current accounts who are aged 18 and over. Overdraft usage fees apply.
What's new in Digital Banking?
Keep up-to-date with the latest improvements we’ve been making following your feedback.
Digital Banking is available to Royal Bank of Scotland personal customers aged over 11, with an eligible account, and a valid UK mobile number or email address.
Earn Rewards every time you spend
With the Reward credit card earn at least 0.5% Rewards on every purchase.
Representative 23.7% APR (variable). Annual fee applies. Over 18's only.
First time buyers get £500 cashback
Rather spend money on something more enjoyable for your new home? Of course you would!
That's why when you take out a first time buyer exclusive mortgage with us, you'll get £500 cashback, paid directly to your solicitor on the day of drawdown of the mortgage.
Offer can be changed or withdrawn at any time. Early repayment charges may apply. Max LTV 90%.
Your home may be repossessed if you do not keep up repayments on your mortgage.