Reward credit card Reward Calculator

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Each year you could earn (based on average customer spend)

£

  • Regular Rewards
    £ per year

  • +
  • Special Offer Rewards £

  • Do you have a Reward current account? We'll refund the annual fee for your Reward credit card. Find out more.

The actual APR you'll receive will depend on your circumstances and you may receive higher than our standard purchase and balance transfer rate of 12.9% p.a. (variable) upon application. Your purchase and balance transfer rate could be up to 20.9% p.a. (variable).

If you have a Reward current account we'll refund the annual credit card fee.

To apply you must be a mainland UK resident, 18 years old and earning over £10k p.a.

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Royal Bank of Scotland Reward credit card to pay for qualifying purchases. You will also earn 1.0% in Rewards for all contactless payments until 31st December 2016. Exclusions apply.

Contactless and supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by contactless retailers or supermarkets nor is this implemented with contactless retailer’s or supermarket’s cooperation. Contactless is only available to customers with an eligible card.

5.00 Rewards = £5.00 when redeemed.

  • Can we ask some questions? We promise we'll be quick

    I Spend £
    per

    This includes everything you spend at the supermarket excluding petrol forecourts.

  • That's great! Just a few more things to ask

    I Spend £
    per
  • Thanks! Almost there

    I Spend £
    per

    It could be anything from a garden mower to new socks!

  • Last question!

    I Spend £
    per

    Tip : Contactless is for small things under £ 30 like coffee, bus fares etc.

    Transport

    Coffee

    Shopping

    Eat out

    and more ...

Representative 17.4% APR (variable).

Annual fee applies (but is refunded if you have a Reward current account).

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Royal Bank of Scotland Reward Credit Card to pay for qualifying purchases. You will also earn 1.0% in Rewards for all contactless payments until 31st December 2016. Exclusions apply.

Contactless and supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by contactless retailers or supermarkets nor is this implemented with contactless retailer’s or supermarket’s cooperation. Contactless is only available to customers with an eligible card.

5.00 Rewards = £5.00 when redeemed.

Reward credit card Reward Calculator

This is how much you could earn a year

Rewards each year

I Spend £
per
£

I Spend £
per
£

I Spend £
per
£

I Spend £
per
£

Earn at least £

Representative example

Standard interest rate for purchases: 12.9% p.a.(variable), Representative 17.4% APR (variable) based on an assumed Credit Limit of £1,200, Annual fee: £24.

The actual APR you'll receive will depend on your circumstances and you may receive higher than our standard purchase and balance transfer rate of 12.9% p.a. (variable) upon application. Your purchase and balance transfer rate could be up to 20.9% p.a. (variable).

If you have a Reward current account we'll refund the annual credit card fee.

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Royal Bank of Scotland Reward Credit Card to pay for qualifying purchases. You will also earn 1.0% in Rewards for all contactless payments until 31st December 2016. Exclusions apply.

Contactless and supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by contactless retailers or supermarkets nor is this implemented with contactless retailer’s or supermarket’s cooperation. Contactless is only available to customers with an eligible card.

5.00 Rewards = £5.00 when redeemed.

1%

at all supermarkets (0.5% at their petrol stations)

1%

(minimum) with selected retailers

1%

on contactless (until 31st December 2016)

0.5%

everywhere else

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