Reward credit card Reward Calculator

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Each year you could earn (based on average customer spend)

£

  • Regular Rewards
    £ per year

  • +
  • Special Offer Rewards £

  • Do you have a Reward current account? We'll refund the annual fee for your Reward credit card.

The actual APR you'll receive will depend on your circumstances and you may receive higher than our standard purchase and balance transfer rate of 18.9% p.a. (variable) upon application. Your purchase and balance transfer rate could be up to 26.9% p.a. (variable).

If you have a Reward current account we'll refund the annual credit card fee.

To apply you must be a mainland UK resident, 18 years old and earning over £10k p.a.

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Royal Bank of Scotland Reward credit card to pay for qualifying purchases.

Supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

  • Can we ask some questions? We promise we'll be quick

    I Spend £
    per

    This includes everything you spend at the supermarket excluding petrol forecourts.

  • That's great! Just a few more things to ask

    I Spend £
    per
  • Thanks! Almost there

    I Spend £
    per

    It could be anything from a garden mower to new socks!

Representative 23.7% APR (variable).

Annual fee applies (but is refunded if you have a Reward current account).

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Royal Bank of Scotland Reward credit card to pay for qualifying purchases.

Supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

Reward credit card Reward Calculator

This is how much you could earn a year

Rewards each year

I Spend £
per
£

I Spend £
per
£

I Spend £
per
£

Earn at least £

Representative example

Standard interest rate for purchases: 18.9% p.a.(variable), Representative 23.7% APR (variable) based on an assumed Credit Limit of £1,200, Annual fee: £24.

The actual APR you'll receive will depend on your circumstances and you may receive higher than our standard purchase and balance transfer rate of 18.9% p.a. (variable) upon application. Your purchase and balance transfer rate could be up to 26.9% p.a. (variable).

If you have a Reward current account we'll refund the annual credit card fee.

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your Royal Bank of Scotland Reward credit card to pay for qualifying purchases.

Supermarket offers come to you direct from Royal Bank of Scotland and are not in any way endorsed, sponsored, sold or promoted by supermarkets nor is this implemented with the supermarket’s cooperation. 

5.00 Rewards = £5.00 when redeemed.

1%

at all supermarkets (0.5% at their petrol stations)

1%

(minimum) with selected retailers

0.5%

everywhere else

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