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Each year you could earn (based on average customer spend)

£

  • Regular Rewards
    £ per year

  • +
  • Special Offer Rewards £

  • fee-waiver-reward-calc
  • Do you have a Reward current account? We'll refund the annual fee for your Reward credit card. Find out more.

rbs_reward_calc_rep_example

The actual APR you'll receive will depend on your circumstances and you may receive higher than our standard purchase and balance transfer rate of 12.9% p.a. (variable) upon application. Your purchase and balance transfer rate could be up to 20.9% p.a. (variable).

If you have a Reward current account we'll refund the annual credit card fee.

To apply you must be a mainland UK resident, 18 years old and earning over £10k p.a.

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your RBS Reward Credit Card to pay for qualifying purchases. You will also earn 1.0% in Rewards for all contactless payments until 30th June 2016. Exclusions apply.

Contactless and supermarket offers come to you direct from RBS and are not in any way endorsed, sponsored, sold or promoted by contactless retailers or supermarkets nor is this implemented with contactless retailer’s or supermarket’s cooperation. Contactless is only available to customers with an eligible card.

5.00 Rewards = £5.00 when redeemed.

  • Can we ask some questions? We promise we'll be quick

    How much do you usually spend at the supermarket?

    I Spend £
    per

    This includes everything you spend at the supermarket excluding petrol forecourts.

  • That's great! Just a few more things to ask

    How much do you spend at these retailers?

    • American Golf
    • Boux Avenue
    • BP
    • Caffe Nero
    • Charles Tyrwhitt
    • Wynsors
    • Europcar
    • Ernest Jones
    • Feather and Black
    • H.Samuel
    • Hungry Horse
    • Jamies Italian
    • Lock Fyne
    • Holiday Hypermarket
    • Multiyork
    • New York
    • The Body Shop
    • Virgin Wines
    I Spend £
    per
  • Thanks! Almost there

    How much do you spend on ALL your other bits and pieces ?

    I Spend £
    per

    It could be anything from a garden mower to new socks!

  • Last question!

    RBS_Icon_Contactless_Question

    How much do you spend on contactless payments?

    Not using contactless yet? Tell us how much you think you'll spend

    I Spend £
    per

    Tip : Contactless is for small things under £ 30 like coffee, bus fares etc.

    RBS_Icon_ Transport

    Transport

    RBS_Icon_ Coffee

    Coffee

    RBS_Icon_ Supermarket

    Shopping

    RBS_Icon_ Eat out

    Eat out

    and more ...

Representative 17.4% APR (variable).

Annual fee applies (but is refunded if you have a Reward current account).

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your RBS Reward Credit Card to pay for qualifying purchases. You will also earn 1.0% in Rewards for all contactless payments until 30th June 2016. Exclusions apply.

Contactless and supermarket offers come to you direct from RBS and are not in any way endorsed, sponsored, sold or promoted by contactless retailers or supermarkets nor is this implemented with contactless retailer’s or supermarket’s cooperation. Contactless is only available to customers with an eligible card.

5.00 Rewards = £5.00 when redeemed.

Reward credit card Reward Calculator

This is how much you could earn a year

Rewards each year

Your supermarket spend is

I Spend £
per
£

Your MyRewards retailer spend is

View MyRewards retailers

Get at least 1% Rewards through these retailers

All Rewards are subject to the retailers' terms and conditions. Retailer exclusions may apply. See the Retailer Exclusions (link opens in a new window).

Our Cashback Plus retailers
I Spend £
per
£

Your spend on other bits and pieces is

I Spend £
per
£

Your contactless spend is

I Spend £
per
£

Earn at least £

Representative example

Standard interest rate for purchases: 12.9% p.a.(variable), Representative 17.4% APR (variable) based on an assumed Credit Limit of £1,200, Annual fee: £24.

The actual APR you'll receive will depend on your circumstances and you may receive higher than our standard purchase and balance transfer rate of 12.9% p.a. (variable) upon application. Your purchase and balance transfer rate could be up to 20.9% p.a. (variable).

If you have a Reward current account we'll refund the annual credit card fee.

*Rewards are displayed as a cash equivalent when redeemed.

How are Rewards calculated?

You'll get rewarded when you use your RBS Reward Credit Card to pay for qualifying purchases. You will also earn 1.0% in Rewards for all contactless payments until 30th June 2016. Exclusions apply.

Contactless and supermarket offers come to you direct from RBS and are not in any way endorsed, sponsored, sold or promoted by contactless retailers or supermarkets nor is this implemented with contactless retailer’s or supermarket’s cooperation. Contactless is only available to customers with an eligible card.

5.00 Rewards = £5.00 when redeemed.

1%

at all supermarkets (0.5% at their petrol stations)

1%

(minimum) with selected retailers

1%

on contactless (until 30th June 2016)

0.5%

everywhere else

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