Activity & charges
A closer look
An Annual Credit Card Statement is issued to all credit card customers to provide them with the detail of any charges, fees or interest incurred on their credit card account in the last 12 months. Your Annual Credit Card Statement will be sent on the anniversary of your account being opened.
Summary of total activity
This section shows the total spending, the total interest and the total fees and charges incurred. It also provides a total figure for the amount paid overall in the last year.
This section shows the interest charged on Balance transfers. It also shows the fees and charges on Balance transfers.
Advances (including cash withdrawals)
This section shows the interest charged on Advances (including cash withdrawals). It also shows the fees and charges incurred for Advances (including cash withdrawals).
This section shows the interest charged on Money Transfers. It also shows the fees and charges on Money Transfers.
This section shows any annual fee charged for your account.
This section shows the total amount of charges incurred because you defaulted on your agreement by making a payment late and/or going over your Credit Limit.
For an explanation of the terms in the 'A Closer Look' section please see the Glossary of Terms section.
As part of our commitment to becoming Britain's most helpful bank, we can help you manage your account to avoid fees in the future. For example, sign up to Credit Card Online Services where you can set up text alerts. To sign up for Credit Card Online Services you need to have a RBS credit card and be aged 18 or over.