Your credit card
Getting the most from your card
Your credit card
MasterCard customers can make great savings on some fantastic online deals.
By going to the MasterCard website you can catch up with their offers on travel, shopping and dining. What's more, Priceless offers you exclusive offers just for MasterCard cardholders.
Balance transfer offers
Existing customers can make a balance transfer to their RBS credit card. You can find out if you're eligible to receive any special balance transfer offers by calling 0870 903 6871.
Customers with hearing and speech impairments can contact us by Minicom number 0870 154 1192.
Balance transfers are limited to 95% of the credit limit. Transfers from other Royal Bank of Scotland Group cards are not permitted. Balance transfer fee applies.
Calls may be recorded.
Credit cards abroad
Going on holiday, or taking a business trip? Your credit card can be a safe and convenient payment method to make transactions abroad.
Our credit cards are widely accepted at millions of overseas retailers and ATMs, so your money is easily accessible. To use your credit card, just look for the Visa and MasterCard logos in retailers or on cash machines next time you are abroad, then use your card as normal.
Payment Scheme Exchange Rates are set by Visa and MasterCard. The links below will transfer you to the Visa and MasterCard websites to calculate indicative Payment Scheme Exchange Rates. Please note that currencies fluctuate every day.
Please note: Paying by a RBS credit card in a foreign currency incurs a 2.75% Non-Sterling Transaction Fee.
If your credit card displays the MasterCard logo please access MasterCard daily foreign exchange rates online.
If your credit card displays the Visa logo please access Visa daily foreign exchange rates online.
Need to withdraw cash?
For details of where you can withdraw cash abroad, please access the following ATM locators.
Visa ATM locatorMasterCard ATM locator
Remember, there will be an additional Cash Fee for withdrawing cash. Please note that where a cash advance is also a transaction in a foreign currency, both the Cash Fee and Non-Sterling Transaction Fee will be charged.