RBS banking features

Helpful everyday banking comes as standard

Feel Rewarded everyday

To earn Rewards, just activate your account and use your RBS Visa Debit card on qualifying purchases at participating retailers. Available on personal current accounts held in mainland UK, except for Basic, Step and Cash and current account mortgages. Over 18's only. 

More about Cashback Plus

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app.

Ways to bank with us 

Current accounts

Our most popular accounts

Select Account

Select Silver

Select Platinum

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Cashback Plus

Feel rewarded everyday

With award winning Cashback Plus Rewards when you’re shopping. Use your RBS Visa Debit card on qualifying purchases at participating retailers. Available on our personal current accounts held in mainland UK, except for Basic, Step and Cash accounts and current account mortgage products. Over 18's only.

Find out more about CashbackPlus
Current Account Switch Guarantee

Moving your banking to RBS

It’s easy to move to RBS

Moving your banking to us is simple and hassle free. We'll do all the hard work for you and:

  • Transfer your payments (Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days

Find out more about the Current Account Switch Service
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Overdrafts

For those unexpected costs

An overdraft is a simple way to borrow funds for a short period of time to tide you over.  You can apply for an overdraft with us, and you can also manage your overdraft by requesting an increase or decrease in your arranged limit.

Manage an existing overdraft

Find out more about overdrafts
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Existing customer

Already banking with us?

Things may have changed in your life since you opened your current account with us. That’s why we make it easy to upgrade.

Get the most from your account

Helpful banking

Protecting your money

Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.

Further information is available here or visit www.fscs.org.uk.

RBS current accounts

What next?

Find a new current account Switch to RBS
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