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Current Accounts

Whenever you need us, we’re here for you

Find a new current account Switch to RBS

RBS current accounts

Making everyday banking easy

Bank the way you want to

24 hour UK call centres, handy mobile branch service Digital Banking and award winning Mobile App (FS tech winner 2012).
Find out more about Digital and Mobile banking

Helping you when you need it

Emergency Cash - access your money at our ATMs if you lose your Debit card. Limits apply.
Find out more about Emergency Cash

Easy to apply & switch

Quick and easy online application. 
Find out more about switching

Get rewarded with Cashback Plus

Just activate your account and use your RBS Visa Debit card on qualifying purchases at participating retailers and you'll earn Rewards. Available on our personal current accounts held in mainland UK, except for Basic, Key and Cash accounts and current account mortgage products. Over 18's only.
Find out more about Cashback Plus

Current accounts

Our most popular accounts

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Cashback Plus

Feel rewarded everyday

With award winning Cashback Plus Rewards when you’re shopping. Use your RBS Visa Debit card on qualifying purchases at participating retailers. Available on our personal current accounts held in mainland UK, except for Basic, Step and Cash accounts and current account mortgage products. Over 18's only.

Find out more about CashbackPlus
Current Account Switch Guarantee

Switching banks

It’s easy to switch to RBS

Switching your banking to us is simple and hassle free.

We’re part of the Current Account Switch Service, and have an expert team who will move your banking to us in just 7 working days.

More about our switching service
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Overdrafts

For those unexpected costs

An overdraft is a simple way to borrow funds for a short period of time to tide you over.  You can apply for an overdraft with us, and you can also manage your overdraft by requesting an increase or decrease in your arranged limit.

Manage an existing overdraft

Find out more about overdrafts

Existing customer

Already banking with us?

Things may have changed in your life since you opened your current account with us. That’s why we make it easy to upgrade.

Get the most from your account

Helpful banking

Protecting your money

Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.

Further information is available here or visit www.fscs.org.uk.

RBS current accounts

What next?

Find a new current account Switch to RBS
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