An account with no overdraft facility or cheque bookApply online now
RBS current accounts
Making everyday banking easy
You can also use the mobile phone app to securely send money to anyone who has a UK mobile phone number and has the RBS mobile phone app or a valid Visa Debit, credit or prepaid card. You don’t need their account details, just their phone number – so it’s simple to use and very safe.
More about Pay Your Contacts
A Visa debit card to make purchases worldwide with added online security protection.
Withdraw up to £300 cash a day from any RBS, NatWest or Ulster Bank cash machine or at any UK Post Office counter.
Withdraw money overseas with your Visa debit card at any cash machine that shows the Visa logo (charges apply)
Set up standing orders and Direct Debits to make it easier for you to pay your bills.
Regular statements - check them online or receive a paper copy.
It’s easy to switch to RBS
Switching your banking to us is simple and hassle free.
We’re part of the Current Account Switch Service, and have an expert team who will move your banking to us in just 7 working days.
Not the right account for you?
You can use our account comparison table to see the features, benefits and costs of our current accounts.
Fees and charges
Rates and important information
Protecting your money
Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.