Select Platinum Account

An account for you and your family

Apply online now Upgrade your existing account to Select Platinum

Your benefits

All these extras for just £16 a month


Worldwide Travel Insurance

Going on holiday with your family? Your Select Platinum account includes Worldwide travel insurance that covers you for up 31 days. The policy also includes winter sports and comes with £10 million medical expenses cover

What you need to know


  • Family cover includes you, your partner and dependent children who are under 18 at the start of the journey (or up to 23 if living at home, and in full-time education or unmarried and have not entered into a civil partnership)
  • To include an additional party on your policy, or if you have a medical condition, please call 0345 609 0456 (or Minicom number 0370 600 0856) to confirm your premiums and cover
  • If you or anyone covered by the policy is aged 70 or over, there’s a £50 annual premium per person insured aged 70 or over
  • If you have an existing medical condition, you may have to pay an additional premium or accept that your cover may exclude certain conditions.
Mobile Phone Insurance

Your phone is covered for loss, theft, accidental damage and if it stops working.

What you should know

  • The policy covers unauthorised calls up to £2,500 (inc VAT) for monthly contracts and up to £100 (inc VAT) for pay as you go customers
  • 2 phones are covered if you have a joint account
  • The replacement value per phone is unlimited (excluding cosmetic embellishments with precious metals, stones or crystals)
  • There is a £75 excess.
UK Car Breakdown Cover

Relax in the knowledge that if your vehicle breaks down, help is just a phone call away. Green Flag will get you and your vehicle home, or to your preferred location, anywhere in the UK.

What you should know

  • Full national service - anywhere in the UK, including home call
  • Protection for all vehicles owned by you and kept at your home address
  • Anyone driving or travelling in the vehicle owned by you is covered too.
National Trust for Scotland days out

Discover some of Scotland's treasures with two family day passes each year at a selected range of National Trust for Scotland properties.

What you should know

  • Choice of over 130 places to visit in Scotland
  • Each pass is valid for two adults and three children aged 5-16 (under 5's do not count towards the three and incur no additional cost)
  • Includes car parking at no additional cost
  • You can also visit National Trust sites in the rest of the UK

Terms of use

  • If a National Trust special event is taking place entry is still possible but the voucher does not permit access to the event itself if there is a separate charge for that event.
  • You need to have your pass with you to gain access to the sites.
  • Vouchers must be used within 6 months of being downloaded & photocopies will not be accepted.
  • You must show your RBS Debit Card when presenting your voucher.

2 for 1 or 50% off at thousands of restaurants UK wide.

What you should know

  • Some restaurants may exclude tastecard use on Friday or Saturday evenings, Mother’s Day, Father’s Day, Valentine’s Day, the whole of December and potentially other “event” type days
  • Where restaurants offer 50% off they may limit the number of people; where restaurants offer 2 for 1 this does not include side dishes or extras
  • Some restaurants require the customer to book prior to arriving at restaurants.
Travel Service
  • 10% off the base price of holidays including cruises with a number of major tour operators
  • 10% discount on airport parking, airport hotels, UK airport lounge access, car hire, transfers and attractions
  • Complimentary UK Airport Lounge Access

What you need to know

  • No credit card or booking fees
  • No limit to the number of times you may use the service
  • Charges apply to cancellations or changes to bookings
Travel Money

You’ll get preferential rates on foreign currency from our Travel Money service – we’ll even deliver the money to your door.

What you should know

  • Orders must be online or over the phone through membership services to receive preferential rates
  • Minimum order of £100 applies.

RBS banking features

Helpful everyday banking comes as standard

Feel Rewarded everyday

Now earn 1% in Rewards on all transactions made using Contactless Technology. Plus get at least 1% on qualifying purchases at participating retailers.  Just activate  your account and use your RBS Visa Debit card to start earning Cashback Plus Rewards. Available on personal current accounts held in mainland UK, except for Basic, Key and Cash and current account mortgages. Over 18's only.More about Cashback Plus

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app.

Ways to bank with us 

Select Platinum Account | RBS - current accounts

It’s easy to move to RBS

Moving your banking to us is simple and hassle free. We'll do all the hard work for you and:

  • Transfer your payments (Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days

Find out more about the Current Account Switch Service

Flexible overdraft

A little breathing space if you need it

Your RBS Select Platinum account overdraft can give you access to additional money if you ever need it (subject to eligibility).

  • Borrow up to an approved limit at any time, and increase your limit (subject to approval) or decrease it whenever you want
  • You only pay interest on what you borrow within your agreed limit
  • There’s no need to renew your overdraft.

RBS current accounts

Find out what you need to open an account


Current accounts

Not the right account for you?

You can use our account comparison table to see the features, benefits and costs of our current accounts.

Existing customers

Managing your Select Platinum Account

Managing your benefits

How to use your benefits

Helpful banking

Protecting your money

Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.

Further information is available here or visit

Select Platinum Account

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Apply for Select Platinum Account Upgrade your existing account to Select Platinum
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