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Royalties Gold

Make the most of your account

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Your benefits

Make the most of your account


Worldwide Family Travel Insurance

Enjoy worldwide travel with annual cover for trips up to 31 days - including winter sports cover.

If you or those covered under this policy have a pre-existing medical condition, this policy will not cover any claims in relation to it. If you would like to see if cover is available, you can call U K Insurance Limited. You may have to pay an additional premium and U K Insurance Limited reserve the right not to extend the policy.

Members, their Partners or joint account holders aged 70 years or over must call us each year to pay a premium of £50 per account (this amount is correct as at 26 September 2013).

Refer to the Royalties Gold Travel Insurance Policy for full terms and conditions.

How do I make a claim?

How do I register for Travel Insurance?


Mobile Phone Insurance

Your mobile or smart phone is covered against loss, theft, unauthorised calls, damage or breakdown, wherever you are in the world. 
If you have a joint account, you’ll be covered for two phones – one phone per account holder.

You’re automatically covered but if your phone is registered, it may make the process quicker if you have to make a claim.

  • You can make two successful claims per account holder during any 12 month period
  • £75 excess applies
  • Unauthorised calls cover – up to £2,500 inc VAT for monthly contracts
  • £100 inc VAT for pay as you go customers
Refer to the Royalties Gold account guide for full terms and conditions.

Do I need register for Mobile Phone Insurance?

How do I make a claim?

UK Car Breakdown Cover

If you break down at home or on the roadside anywhere in the UK, help is just a phone call away. All vehicles owned by you and kept at your home address are protected, and anyone driving or travelling in the vehicle owned by you is covered too.

Refer to the Royalties Gold account guide for full terms and conditions.

Broken down and need assistance?

You can pay to upgrade your Green Flag cover. To fnd out more call Green Flag on 08705 625 555 (minicom 0870 600 0856). 

Lines are open Monday to Friday 8am-8pm, Saturday 9am - 5pm and Sunday 10am -5pm. Calls may be recorded. 

Extended Warranty

Take advantage of another year of warranty – starting when the manufacturer’s warranty ends.

You are automatically covered for this service, provided you pay for the product in a single transaction with a Royal Bank of Scotland debit or credit card. 

Refer to the Royalties Gold account guide for full terms and conditions.

Need to claim?

Travel Service

Save 10% on holidays booked with major tour operators when you use our travel service.

Refer to the Royalties Gold account guide for full terms and conditions.

Want to browse and book a holiday?

Lost & Stolen Card Assistance

When something important is lost or stolen, the consequences can be far-reaching. Sentinel® Protection Lost & Stolen Card Assistance eases the burden - whether you're at home or abroad. 

What's included?

Register your cards or make a claim


Discounted Dining Service

Save on your food and drinks bill at slected restaurants when you book through Royalities Membership Services or online. 

  • 25% off your food and drinks bill
  • You and 3 others can dine out in a choice of over 500 UK restaurants
  • There's no limit to how often you can use this benefit. 
Bookings must be made through the Royalties Dining Service and bookings must be made in advance. Please remember to take your Royalties Gold Membership card and present it on arrival. Not valid in conjunction with any other offer
Freetime Activities

you can enjoy a variety of discounts for all the family at leading attractions throughout the UK, such as theme parks, castle, zoos and sea life centres. 

  • Enjoy days out across the UK with discounts at selected big name attractions
  • 2 for 1 on sports, fun and adventure activities
It may be necessary to book in advance for some attractions and/or present a voucher. Please remember to take your Royalities Gold Membership card with you and present it on arrival. 
Travel Money

You’ll get preferential rates on foreign currency from our Travel Money service – we’ll even deliver the money to your door.

Refer to the Royalties Gold account guide for full terms and conditions.

How to order your Travel Money

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Get the mobile app

Quick, safe and easy to use, the RBS Mobile Banking app lets you stay in control of your money when you’re out and about. Simply download it to your phone and you can transfer money, check your balances, top up your phone and much more.

Available to RBS personal customers with a debit card, Digtial Banking and a UK mobile number starting 07.

More about mobile banking Text me the app

Better Banking Online

Our Digtial Banking makes it easy to manage the things you do everyday. You can see your transactions and balances. You can transfer money and pay bills. You can also manage standing orders, track savings and even set up text and email alerts.

Digital Banking available to those aged 11 and over who have a RBS account.

Register for Digtial Banking More about Digital Banking

Use the mobile app to Get Cash

Get cash lets you withdraw money without using your bank card. It’s a great option when you need cash, but don’t have your wallet with you. You simply use the mobile phone app to receive a code that lets you withdraw cash from any RBS, NatWest or Tesco cash machines. Limits apply.

Available to RBS personal customers with a debit card, Digital Banking and a UK mobile number starting 07.

Find out more about Get Cash

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