Manage your Current Account

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How do I make the most of my account?

Access your money when you really need it

If your debit card is lost or stolen, you can still access your money from our ATMs using our Emergency Cash service. Simply call us and we'll send you a code that'll let you withdraw your cash. 

Use our Emergency Cash Service More about Emergency Cash

Support when you need it

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs. Simply call us and we’ll send you a code that’ll let you withdraw your cash.

If you’re an online or telephone banking customers, you can access up to £300. 
If you’re not registered for these services, you can still get £60 to tide you over. 

You need to have the money in your account to withdraw it & you'll need at least £20 in your account to use the service.

When you call we will ask some security questions, then provide a code that allows you to withdraw your money from any RBS, NatWest or Ulster cash machine.

Has your RBS debit card been lost or stolen? Call us.



Avoid unnecessary overdraft charges

Learn more about the costs and how to avoid them. Our overdraft calculator helps you find out the costs of using an Arranged and Unarranged Overdraft and whether you want to change your limit (subject to approval). Limits and conditions apply for Student and Graduate accounts. Over 18s Only.

Set up and manage your overdraft


Manage your money the way you want

Check your balance, make a payment or transfer money, our Digital and Mobile Banking can help make banking easier. Your Mobile App lets you Get Cash without using your card or pay money to your contacts. Our step by step Digital and Mobile Banking guides can help.

Get started online Get the app


Our Digital Banking service is available to customers aged 11 and over who have a RBS account and an email address. App available on selected smartphones, to personal current account customers with a debit card, Digital Banking and UK.

How can we help you today?

If you can't find an answer above, ask a question on your own

Get the most from your account

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