Manage your bank account - Royal Bank of Scotland | England and Wales

Manage your current account

Manage your bank account

For customers based in England or Wales

Are you based in Scotland? Change or upgrade your account

Find out who makes us different

We now have over 200 experienced and knowledgeable local Bank Managers in branch who are able to discuss financial planning and solutions with you.

With a breadth of knowledge across both business and personal banking – and a healthy dose of common sense – they’ll help you make the most of your money.

They can also help with your general banking and can take ownership of queries to help get the answers you need.

Meet our Bank Managers

Who Makes Us Different

Start using these great new features

Shopping never felt so good

Apple Pay is the new, easy and secure way to pay using your Royal Bank of Scotland debit or credit card.

Apple Pay is available on selected personal current accounts and Royal Bank of Scotland MasterCard credit cards.

More about Apple Pay

Get Cash without your debit card

Our mobile app ‘Get Cash’ function lets you withdraw money (up to £130 of your money per day) from Royal Bank of Scotland, NatWest or Tesco cash machines, so you don’t even need your debit card. It's great for those times, when you pop out during your lunch hour, but don't have cash on you.

More about Get Cash
Stay in control

Banking on your mobile app

- Check your balance at any time
- Pay friends with their mobile number
- Login using your fingerprint
- Pay your bills and friends
- Receive money using the Paym service
- Get cash without your debit card

App available on selected smartphones, to Royal Bank of Scotland customers with digital banking and a UK mobile number beginning 07.

Get the app

You can do more online

- Make international payments
- Change your address
- Pay people or businesses online
- View and print your statements and certificates of interest
- We keep your money safe online and offline
- We’re here to help 24/7

Digital banking is available to those aged 11 or over with a Royal Bank of Scotland account.

Log in to digital banking
Keep your bank account safe

Common scams

Beyond the everyday running of a bank account it's important to keep yourself safe and protected from scams. The best way to avoid being a victim of one, is to be aware of the common practices and techniques that are used.  

Learn about common scams
IBM Security

IBM Rapport works on PCs, laptops and Macs only. It is not available for Tablets / Mobile devices.

Protect yourself online

From shopping to doing your banking online, there are ways we can help protect you from fraud.  A good starting point is putting the right defences in place on your computer to keep your details safe.  We recommend our free IBM Trusteer Rapport security software, which:

  • Confirms that you're connected to our website
  • Shields your online banking details from prying eyes
  • Protects your card details when shopping online
Download free IBM Rapport security software
Change or upgrade your account
Add your signposting title here… How to change your account

Our current accounts provide flexibility to help you manage your everyday money as simply and effectively as possible. You can change the type of account you have at any time, simply select one of our current accounts and change your existing account to one of them.

Eligibility criteria applies.

Change or upgrade your account
Overdraft Calculator

Manage your overdraft


Get savvy with your overdraft by learning about the overdraft costs and how to avoid them.

Use our Overdraft Calculator to see how an Arranged Overdraft could help save you money.

Calculate your overdraft Set up and manage an overdraft
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