Non UK EU residents hub page

Current Accounts for those living outside the UK but within the EU

 

 

Applicants must be aged 18 or over. Please note that any payment or withdrawal made from your account which is not in sterling (including any cash withdrawal at an ATM) will incur charges. Details can be found in our terms and conditions booklet below.

Compare our current accounts

FOUNDATION
ACCOUNT

No monthly fee

The easy to manage account 

 

 



SELECT
ACCOUNT

No monthly fee

With all the essentials that make banking easy

 

 



STUDENT
ACCOUNT

No monthly fee

Enjoy 1/3 off coach travel with our student bank account 

 

 



Pay your contacts

Emergency cash

Visa Debit Card

Access to online and telephone banking

24 hour UK contact centres

 Pay Your Contacts and Emergency Cash are only available with a UK mobile number, limits apply

 

 

Pay your contacts

Emergency cash

Visa Debit Card

Access to online and telephone banking

24 hour UK contact centres

 Pay Your Contacts and Emergency Cash are only available with a UK mobile number, limits apply

Pay your contacts

Emergency cash

Visa Debit Card

Access to online and telephone banking

24 hour UK contact centres

1/3 off coach travel within the UK with National Express

 Pay Your Contacts and Emergency Cash are only available with a UK mobile number, limits apply

Further information about account features

 

Pay your contacts-The ‘Pay Your Contacts’ option allows you to pay money to anyone using their mobile number and providing they have the NatWest, RBS, Ulster Bank, NatWest Offshore or Isle of Man mobile app. All you need to do is open your mobile app, click on the ‘Pay Your Contacts’ option, enter their mobile number, the amount you want to pay them and add a personal message. You can send up to £250 a day which is separate from your daily withdrawal and 'Get Cash' limits, and you must also have available funds to send from your account (including any overdraft facility). Pay Your Contacts is available for NatWest customers on Android, iPhone, Windows and Kindle app.

 

Emergency Cash- If you’re an online or telephone banking customers, you can access up to £300. If you’re not registered for these services, you can still get £60 to tide you over. You need to have the money in your account to withdraw it & you'll need at least £20 in your account to use the service. When you call we will ask some security questions, then provide a code that allows you to withdraw your money from any NatWest, RBS or Ulster Bank cash machine in the UK.

 

 

 Pay Your Contacts, Emergency Cash and Get Cash are only available with a UK mobile number, limits apply.

 

Opening an account with Royal Bank of Scotland

Opening an account- key information

Please make sure you are:

  • Aged 18 or over
  • An EU resident (living outside the UK)

What you need to do:

  • Read the Important Documents below
  • Click on Apply Now and download the PDF to open the Current Account Application Form for EU residents.

Once you have completed the application form you should print a copy, sign it and send along with the required ID documentation (listed below) to the address provided on the application form.

 

Please make sure that copies of any supporting ID documentation have been certified by a suitable official.

 

Guidance notes and a template to be used for attaching the required ID documentation are contained within the application.

 

What happens next:

Once we have received and check your completed application form we will contact you to advise you of the current account we are able to offer you. When you have confirmed you are happy to proceed with the account offered we will complete the account opening process and send your new account details.

Applying by post - confirmation requirements

 

Documents required 

Please ensure all documentation requested is copied, certified and provided in accordance with the guidance notes below: 

 

We require your full address for the last three years. Confirmation of address must relate to your residential address and contain your full name or initials and surname. If your confirmation document shows a PO Box address, please ensure it also evidences the residential service address being provided. 

 

You can use certified copies of one of the following documents to prove your identity: 

 

  • UK/EU/EEA Passport- a valid visa is required in addition for all other passports, or
  • UK/EU/EEA photo card driving licence, or 
  • EU/EEA National Identity Card (if applicable) 

 

You can use one of the following documents to prove your address: 

 

  • A gas/electricity/home telephone/water bill (which must be less than six months old and cannot be printed from the internet), or 
  • A mortgage statement (which is less than 12 months old and cannot be printed from the internet), or
  • A bank statement from another banking institution (which must be less than 6 months old and cannot be printed from the internet, or 
  • UK/EU/EEA photo card driving licence (providing this hasn't been used to prove your identity) 

 

Mobile phone bills and internet access bills will not be accepted. 

 

Please ensure that the address noted on the documentation provided to prove your address matches the residential address on your application form. 

 

Certification requirements

 

The below options can be used to certify copies of your documentation which should be personally presented to: 

 

  • A UK/EU/EEA Bank, or 
  • A lawyer or notary, or
  • An embassy, consulate or high commission 

 

ALL photocopies must be certified on each page using the following wording: 'Certified as a true copy of the original seen by me' and be signed and dated by the individual certifying your document. The certifier should record their full name, their position and the name of their firm or organisation and provide their contact details on the photocopies. For copies of photo ID, please also ensure that they are certified with the additional wording: 'true likeness'. 

 

Please ensure that any documentation and certifications that are not provided in the Roman/Latin alphabet have been translated on behalf of the applicant by an official translation service prior to submission. The name and contact details of the translation service must be provided. 

 

 

 

Ready to apply? Download an application form and get started
Apply now

Other accounts we offer in the UK

To benefit from any of our UK fee-paying accounts, you need to be a UK resident, aged 18 or over. They are not suitable for those living outside the UK.

To see our full range of accounts and relevant criteria, click here

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