Personal & Private customers
Current Accounts and Savings Terms & Conditions
For customers with a Revolve, Student, Graduate, Basic, Select, Select Silver, Royalties Gold, Select Platinum or Black Account, the terms below apply to your account:
For all other current and savings account customers, the terms below apply to your account:
Rates & Charges
Protecting your money
Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.