Opening a Royal Bank of Scotland current account - What do you need?

Opening a current account

What do I need to open a current account?

Royal Bank of Scotland current accounts Applying for a current account online?

Please have the following to hand when you apply: 

A current debit or credit card
A valid passport or UK driving licence

Once you've finished your application, you'll then receive your account details. 

We try to open accounts straight away, but sometimes we need to do some further checks. If this happens, the application can take a little longer. 

We may also ask you to bring proof of your identity and address to your local branch.
 

Don't have a credit/debit card, Passport or driving licence?

Don't worry, you can still start your application online.

Once you've finished, simply take one document to prove your identity, and one document to prove your current address to your local branch.

You can also post these to us if you'd prefer. 

See below for the documents we accept as proof of identity and address.

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Couple with laptop

Opening a RBS current account Prefer to use one of our branches?

You can still visit any one of our branches to open an account.  Simply contact your preferred branch to make an appointment that suits you. 

Remember to take with you proof of your identity and proof of address.  Without these documents we wont be able to process your application. 

Please see below for the documentation we can accept.

Find your local branch
Opening a new Royal Bank of Scotland account Proof of identity

Passport

We can accept:

  • UK passports
  • EU passports
  • Foreign passports with UK Visa
    (Where required)

Driving licence

We can accept:

  • Full or Provisional UK drivers licence
  • EU drivers Licence
  • Can be used as proof of identity or proof of address, but not for both.

EU National ID card

Must meet the following criteria:

  • Includes a photograph
  • Clearly states Country of issue
  • Be valid & in date
Other documents we can accept as proof of identity
Opening a new Royal Bank of Scotland account Proof of address

Along with proving your identity, we need some documentation to prove your current UK address. You can do this by providing us with a utility bill, bank or credit card statement, council tax statement plus many others.

You can also use a full or provisional UK driving licence and an EU driving licence if you have used another document to prove your identity.

Utility bill
 

Must meet the following criteria:

  • Be the original, sent to your home address OR
  • A pdf/ e-bill/ e-statement (only in certain circumstances - click here for more details)
  • Less than 6 months old
  • Match the exact name on the application
  • Match the exact name on proof of identity

We can't accept:
 

  • Mobile phone bills
  • TV licences
  • Bills sent to another address
  • PDF / Online bills

 

 

 

Mortgage Statement/Solicitor Mortgage Correspondence
 

Must meet the following criteria:

  • Be the original statement OR
  • A pdf/ e-bill/ e-statement (only in certain circumstances - click here for more details)
  • Less than 12 months old
  • Match the exact name & address on the application
  • Match the exact address on the proof of identity provided

Bank, Building Society or credit card statement

Must meet the following criteria:

  • Be the original, sent to your home address OR
  • A pdf/ e-bill/ e-statement (only in certain circumstances - click here for more details)
  • Less than 6 months old
  • Match the exact name on the application
  • Match the exact name on proof of identity provided

We also accept Post Office statements & RBS Group provided PDF Online Statements.

We can't accept:

  • Store card statements
  • Print out statements that aren't provided by the RBS Group
  • Statements regarding investments
Other documents we accept as proof of address
Opening a Royal Bank of Scotland current account Other documents you may need to use

Students

Proof of ID for students Proof of address for students

We also require proof of student status for students.

You can read what we accept for this here (underneath 'Proof of address for students')

Other useful information

What else will I need to apply?
Opening a Royal Bank of Scotland current account How can I open an account?

You can use any your Passport to open an account online, or take any of the other documents into Branch, or post them to us.

Apply Online

If you apply online, we try to open your account straight away, so try and have your passport or driving licence to hand, along with your credit or debit card.

Sometimes we can't always open accounts straight away and require more information.

If this happens, we'll send you a pack that explains more & includes a pre-paid envelope you can use to put us proof of identity and address that we accept.

Compare our current accounts online Find out other ways you can apply
RBS current accounts Other ways to open a RBS current account

At your local branch

As well as online, you can also open current accounts at our local branches.

Try and read about what documents we can accept to open new current accounts before your visit, as having the right documentation can help speed up the account opening process. 

Find your local branch

By telephone

If you don't want to open your account online or can't get to one of our local branches, you can also start the account opening process by telephone. 

 

Visit our support centre

 

Would rather apply for your new account online?  Compare our current accounts

Couple with laptop

Couple with laptop

Opening a new current account Why do we need to see proof of identity & address?
Royal Bank of Scotland current accounts What next?
Compare our current accounts Find your local branch
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