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Income Protection Insurance

A regular income if you can't work due to sickness or accidental injury

Get in touch

Income Protection Insurance

Get in touch

Call 0800 455 565

 

Minicom 0800 404 6161


Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
(excl. public holidays).

Calls may be recorded.

Find your nearest branch
Provided by Aviva Life & Pensions UK Limited

Call  0800 455 565

Minicom 0800 404 6161

Calls may be recorded. 

Mon to Thu 8am - 8pm, Fri 8am - 6pm, 
Sat 9am - 5pm (excl. public holidays).

Income Protection Insurance

A regular income if you can't work due to sickness or injury

How would you pay your mortgage and all your other bills if you were off work for a long time due to sickness or accidental injury? You could end up on state benefits once any sick pay runs out, or if you are self-employed, you may have no financial safety net at all.

The Income Protection Insurance, provided by Aviva Life & Pensions UK Limited, can help you maintain your family's standard of living by providing a monthly income to help pay your mortgage, other debts or household bills.

You must be a resident of the UK, Channel Islands or Isle of Man and aged between 18 and 54 years of age when you take out the plan.

Income Protection Insurance

How does it work?

Real protection

the monthly income you receive under the plan is paid until you are fit enough to go back to work, or until the plan ends (for example at your intended retirement age)

Tax-free

under the current UK tax rules, any income you receive from the plan is paid free of tax

Decide your level of cover

your cover can pay benefits up to 60% of your current gross earnings, to a maximum of £15,000 per month

Flexible

decide how long you want the income to be paid if you're off work - this can be until any age from 50 to 70. You can also decide how soon you would like payments to start if you were unable to work, this must be a minimum of 4 weeks, but after this you can specify a time to suit you, for example when any sick pay from your employer ends.

Inflation-tracking

benefits are linked to the Retail Prices Index

Temporary Accident Cover

free Temporary Accident Cover for up to 90 days while we process your application (exclusions apply)

If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy, then the FSCS will pay 90% of your claim on your home, pet and life insurance and 100% on motor insurance, with no upper limit. 

Further information is available here or visit www.fscs.org.uk.

Income Protection Insurance

Get covered now

Get in touch

Income Protection Insurance

Get in touch

Call 0800 455 565

 

Minicom 0800 404 6161


Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
(excl. public holidays).

Calls may be recorded.

Find your nearest branch
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