First Time Buyer Guide | Royal Bank of Scotland

Your first home

Your first home

Everything you need to help you get a foot on the ladder

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Did you know that 69% of Millennials believe they will have saved enough money for a deposit in the next 5 years?
Find out more about the Millennials Survey

The results of the Royal Bank of Scotland Millennials Home Buying Survey reveals how young people view the current UK housing market in 2015, discusses the challenges that first time buyers face and the idea of generation rent.

Discover the highlights of this survey along with more detailed information according to region, gender, age, current living situation and stage in the house buying process.

Find out more highlights of the Millennials Survey
What can you afford?

How much can I borrow?

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Mortgage calculator - our mortgage rates

See our rates and work out what your mortgage might cost each month

Savings Goal Tool

Use your savings account to start a savings goal towards your deposit

Home owning could be Rewarding


If you are becoming a home owner, you can pay your household bills by direct debit, as we'll give you 3% back in Rewards with one of our Reward accounts.  That's council tax, gas, electricity, water, phone, TV and broadband bills. That means for every £100 of household bills you get £3 back.  Monthly account fee applies.

Compare our current accounts See how many Rewards you could earn
Three percent
Got a first time buyer tip to share?

Do you have any tips for first time buyers? We've gathered a few of ours, why don't you share yours in our new community forum?

Share your first time buyer tips

 

 

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