Already have a loan and want to borrow more?Apply now Personalised Quote - with no impact on your credit rating
Representative 4.9% APR for loans of £7,500 to £14,950.
Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from Representative APR. Over 18s and existing RBS current accounts customers only.
Thinking of borrowing more?
When you apply for a new loan, we'll ask if you want to keep or close your old loan during the application process.
Things to bear in mind:
Flexible borrowing options:
- Loans of £1,000 to £14,950 can be repaid over a maximum of 5 years
- Loans from £15,000 to £25,000 can be repaid over a maximum of 7 years
- Home improvement loans over £2,500 can be repaid over a maximum of 10 years
- The minimum loan term is 1 year, irrespective of loan amount
Loan Quick Quote
Find out if you are likely to be accepted for a loan
Provide us with a few details and we’ll give you an indication of whether we can help.
Find out if you’re likely to be approved
Representative Example (what's this?)
Borrowing £7,500.00 over 5 years at Representative 4.9% APR and Interest rate 4.90% p.a. (Fixed) will cost £140.81 per month, with a total amount payable of £8,448.60.
If you choose to apply, additional checks (including a full credit check) may be carried out and this may affect our decision.
Find out if an RBS loan might be right for you?
Borrow between £1k and £25k
£1k - £14,950 repay over 1 to 5 years, £15k -£25k over up to 7 years. Home improvement loans over £2.5k repay over up to 10 years.
Borrow for almost any purpose
Car loan? Home Improvement loan? Tidying your finances? You decide.
No obligations 'Quick Quote'
Find out if you're likely to be approved and how much you could borrow - there's no impact on your credit rating.
Apply online and get your decision in minutes
Bank with us online? We can pre-fill your application, saving you time.
Funds next working day
If you use Digital Banking, apply before 5.55pm Mon-Thur & have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.
Affordable monthly repayments – fixed for the life of the loan
Your rate is fixed for the term of your loan.