Already have a loan and want to borrow more?Apply now Personalised loan quote - no impact on your credit rating
Our best ever Representative 3.9% APR for loans of £7,500 to £14,950. Other amounts available at alternative rates.
Over 18s and existing RBS current accounts customers only.
Thinking of borrowing more?
When you apply for a new loan, we'll ask if you want to keep or close your old loan during the application process.
Things to bear in mind:
Option 1: Open a new loan and run two side-by-side.
Flexible borrowing options:
- Loans of £1,000 to £14,950 can
be repaid over a maximum of 5 years
- Loans from £15,000 to £25,000
can be repaid over a maximum of 7 years
Option 2: Replace your existing loan with a new loan for a larger amount.
- Home improvement loans over £2,500
can be repaid over a maximum of 10 years
- The minimum loan term is 1 year,
irrespective of loan amount
Personalised loan quote
Find out if you are likely to be accepted for a loan
View your personalised interest rate and monthly payments
If you choose to apply, additional checks (including a full credit check) may be carried out and this may affect our decision.
Here's why an RBS loan might be right for you.
Borrow between £1k and £25k
£1,000 - £14,950 repay over 1 to 5 years, £15,000 -£25,000 over up to 7 years. Home improvement loans over £2,500 repay over up to 10 years.
Funds next working day
If you use Digital Banking, apply before 5.55pm Mon-Thur & have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.
Apply online and get your decision in minutes
Bank with us online? We can pre-fill your application, saving you time.