Apply now important information

Apply for a personal loan with Royal Bank

You can apply for a personal loan if:

You're 18 or over and an existing Royal Bank current account customer

You haven't been declared bankrupt in the last 6 years

Your loan request is for an acceptable purpose. Check here for unacceptable loan purposes

 

Representative Example

Borrowing £7,500.00 over 5 years at Representative 3.9% APR and Interest rate 3.90% p.a. (Fixed) will cost £137.55 per month, with a total amount payable of £8,253.00.

Our current Representative APR's

Representative 24.9% APR for loans of £1,000 - £2,950
Representative 19.9% APR for loans of £3,000 - £4,950
Representative 6.9% APR for loans of £5,000 - £7,450
Representative 3.9% APR for loans of £7,500 - £25,000

The Representative Example applies to loans of £7,500 - £25,000 only. See above for the Representative APRs that apply for available loan amounts. Our interest rates depend on your circumstances & may differ from the Representative APR shown for a particular loan amount.

If you're an existing Digital Banking customer we will pre-fill your application saving you time.

Want to get a quote before you apply?

 

Find out if you're likely to be approved and view your personalised interest rate and repayment details - in just 2 minutes. There's no impact on your credit rating.

The Royal Bank of Scotland plc, registered in Scotland no. 90312. Registered office: 36 St Andrew Square, Edinburgh, EH2 2YB.

Set Tab for lightbox