Apply now | Personal loans | Royal Bank

Apply for a personal loan with Royal Bank

You can apply for a personal loan if:

You're 18 or over and an existing Royal Bank current account customer

You haven't been declared bankrupt in the last 6 years

Your loan request is for an acceptable purpose. Check here for unacceptable loan purposes


Our current Representative APR's

Representative 24.9% APR for loans of £1,000 - £2,950
Representative 19.9% APR for loans of £3,000 - £4,950
Representative 6.9% APR for loans of £5,000 - £7,450
Representative 3.9% APR for loans of £7,500 - £25,000
Representative 6.9% APR for loans of £25,050 - £50,000

Before applying, please read our lending commitments, which outline our responsibilities and what we ask of you when borowing from us.

If you're an existing Digital Banking customer we will pre-fill your application saving you time.

Want to get a quote before you apply?


Find out if you're likely to be approved and view your personalised interest rate and repayment details - in just 2 minutes. There's no impact on your credit rating.

The Royal Bank of Scotland plc, registered in Scotland no. 90312. Registered office: 36 St Andrew Square, Edinburgh, EH2 2YB.

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