Compare Savings Accounts & Rates

Compare Savings Accounts

Compare savings accounts and find the best savings account for you  

Instant Saver

Free instant access savings account

 

Full Details

Instant Access ISA

Free instant access tax-free savings account

Full Details

Fixed Rate ISA

Free fixed interest rate tax-free account for one or two years 

Full Details

Fixed Term Savings Account

Free fixed interest rate account for balance from £5,000  

Full Details

First Saver

Free children's savings account

Full Details

You want more flexibility with your savings, being able to save as much as you wish with the option to open in joint names. You will also receive a cash card giving you access to all ATMs 24 hours a day.

You want tax-free savings within the annual limit and want instant access to your money.

You want tax-free savings within the annual limit and to know how much interest you’ll earn in advance. You’re happy to leave your money untouched while you save.

You want the option to save up to £500,000 and open in joint names if you wish. You want to know how much interest you’ll earn in advance and you’re happy to leave your money untouched for a fixed term 

You want to open an account for your child to help teach them how to be responsible with their money 

Paid monthly

Paid annually

Paid annually

Paid monthly 

Paid quarterly 

  • 0.01% for balances under £50,000
  • 0.05% for balances equal and above £50,000

AER/Gross p.a. (Variable)

 


  • 0.05% for balances under £25,000
  • 0.50% for balances equal and above £25,000 

AER/Tax-free p.a. (variable)

1 year fixed

  • 0.50% for balances between £1,000 and £24,999
  • 0.55% for balances equal and above £25,000

2 year fixed

  • 0.60% for balances between £1,000 and £24,999
  • 0.65% for balances equal and above £25,000

AER/ tax-free p.a. (fixed)

1 year fixed

  • 0.50% AER/0.50% gross p.a. (fixed) for balances between £5,000 and £49,999
  • 0.55% AER/0.55% gross p.a. for balances between £50,000 and £500,000

AER/ gross p.a. (fixed)

2 year fixed

  • 0.60% AER/ 0.60% gross p.a. (fixed) for balances between £5,000 and £49,999
  • 0.65% AER/ 0.65% gross p.a. (fixed) for balances between £50,000 and £500,000

 

  • 0.50% for balances above £1

AER/ gross p.a. (variable)

£1 

£1

£1,000 

£5,000 

£1 

 

Use our 5* Savings Goal Tool to help you meet your goals 

We are the first Retail bank to be awarded the 5 star accreditation by Fairbanking

Key definitions

Annual Equivalent Rate (AER) - This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts. 

Gross Rate - This means the interest rate you are paid before the deduction of basic rate income tax.

Tax free p.a. – This means interest payable is exempt from UK income tax.

 

Royal Bank of Scotland savings accounts Need help choosing a savings account?
Set Tab for lightbox