Fixed Rate ISA

Know in advance what your tax-free savings will earn

Apply now

Fixed Rate ISA

Tax-free savings

Our Fixed Rate ISA lets you:

  • Have a fixed interest rate on your cash ISA – so you know in advance what your savings will earn
  • Choose a term that suit you – either one or two years
  • Keep all the interest - which helps your savings grow faster
  • Transfers inbring all your ISAs together in one place

What you should know:
  • Minimum Deposit £1,000
  • Partial withdrawals and additional deposits are not allowed after the Start Date.  Early closure will result in an Early Closure Charge equivalent to 90 days’ Tax-free interest. If the Early Closure Charge is greater than the Tax-free Interest you've earned, the charge will be reduced to ensure you get back at least the amount you deposited at the Start Date.
  • The Fixed Rate ISA start date is 11th July 2016.  Up until the start date interest will be paid at the same interest rate as during your term.
  • Save up to £15,240 Tax – free in your Fixed Rate ISA for 2016/2017 tax year between 17th May – 8th July 2016.
  • Apply from 17th May – 13th June 2016. This is a limited offer and may be withdrawn at any time.

Please note: You will need your National Insurance number during the application.

Apply now

Our current range of Fixed Rate ISAs



Interest Payable

Interest rates
AER/Tax-free p.a.

Maturity date

1 year £1,000 - £24,999 Annually 0.80% 13th June 2017
1 year £25,000 + Annually 0.90% 13th June 2017
2 year £1,000 - £24,999 Annually 1.00% 13 June 2018
2 year £25,000 + Annually 1.10% 13 June 2018


Tax-free interest means interest payable is exempt from UK income tax

Annual Equivalent Rate (AER) – this is a notional rate used for interest bearing accounts, which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.

Important information

Please read before you apply

These useful documents contain everything you need to know about our Fixed Rate ISA.

Got an existing RBS Fixed Rate ISA?

Manage your existing Fixed Rate ISA and much more

From checking historic account rates, to getting started with digital banking, you'll find everything you need to manage your account here.

More on managing your Fixed Rate ISA

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Want to know more about cash ISAs?

Our practical guides, explanatory videos and simple FAQs will give you the information you need.

Getting started with an ISA

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