Pay Your Contacts allows you to pay someone using just their UK mobile number. You don’t have to know their account details.
• If the person you are paying has the RBS/NatWest Mobile app, they will be notified by SMS and funds will reach their account instantly. The sum of all such payments to NatWest/RBS app users cannot exceed £250 per day.
• If the person you are paying does not have the RBS/NatWest Mobile app but does have a valid UK Visa debit, credit or prepaid card, you will have to inform them separately about the exact amount you are sending. This will be a secret between you and them. We’ll send them a text message notifying them of the payment but not the amount. The text message will have a link to a Visa payment collection site. On this collection site, they will have to enter the exact amount and their Visa card number. They have 7 days to collect a payment from the day they receive the text message notification. We’ll notify you by text message when they’ve collected the payment and your balance has been debited. Sum of all your payments to non NatWest/RBS app users cannot exceed £250 per day.
Pay Your Contacts payment limits are independent of daily withdrawal and Get Cash limits.