Rewarding cards, tailored to your needs
Representative 37.1% APR (variable).
Annual fee appliesGet in touch
To apply you need to be a mainland UK resident, aged over 18 and earn at least £15,000 p.a.
As well as Reward Black, we also offer a range of other credit cards which you might prefer. Find out more about our Clear Rate and Reward credit cards, and how they compare to Reward Black.
Don't miss out!
The Reward Black current account could be the perfect partner for your Reward Black credit card. Our Reward Black account gives you 3% back in Rewards on selected household bills paid by direct debit and your everyday spending. You'll also get all that and an additional wealth of benefits including worldwide travel insurance, mobile phone insurance, airport lounge access and more for a monthly fee of £28.
Reward Black credit card annual fee is refunded if you have a Reward Black current account.
You need to have a minimum sole income of £100,000 that will be paid into your Royal Bank of Scotland account. You're also eligible if you have minimum outstanding Royal Bank of Scotland mortgage borrowings of £300,000, or savings and investments of at least £100,000 held with us. You must also be aged 18 or over and permanently resident in the UK.