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Get our £200 offer when you switch to Royal Bank
Apply online or via our mobile app to switch a current account held elsewhere using the Current Account Switch Service into a Royal Bank account from 15 February 2024.
Deposit £1,250 into your account and log in to our mobile banking app within 60 days. App eligibility criteria apply.
When you meet these conditions, we'll pay £200 into your eligible account within 7 days.
Your switch must fully complete to receive the incentive, this means your old bank account will close and any funds and Direct Debits will move over to us. The deposit of £1,250 can be made up of multiple credits and must remain in the account for 24 hours. If you've previously received a switcher incentive from NatWest Group since 01 January 2020, you will not be eligible for this offer. Offer can be withdrawn or amended at any time. Premier account eligibility criteria apply. Account fees may apply.
Switch offer T&Cs apply (PDF, 166KB)
Premier Select
A bank account you can rely on for your day-to-day banking
Get all the benefits of our Premier Banking service, plus:
Mobile banking app that's simple to use. Criteria applies.
No Non-Sterling Transaction Fee when you make a payment outside the UK or in a foreign currency
Pay your way; Apple Pay, Google Pay ™ and Contactless Debit Card. Limits apply.
Arranged overdraft with £500 interest-free buffer available (subject to status).
No monthly fee.
To apply, you must be 18+ and a UK resident. Overdraft Representative APR: 11.4% (Variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
Premier Reward accounts
Bank accounts packed with benefits combined with our exclusive, free service to help you achieve your financial goals.
To apply, you must be aged 18 or over and a UK resident.
Premier Reward
For £2 a month you get:
- £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
- £1 a month back in Rewards when you log in to our Mobile Banking app.
- Earn at least 1% at partner retailers when you use your Royal Bank debit card.
- Convert Rewards into money by transferring it into your Royal Bank account.
You'll need to pay at least £1,250 into your Royal Bank account every month.
Premier Reward Black
- Worldwide travel insurance and airport lounge access.
- 24/7 Black Concierge Service and cinema discount valid at over 250 UK cinemas.
- UK & European car breakdown cover.
- Home Emergency Service.
- £9 a month back in Rewards for 2 Direct Debits - they need to be at least £4.50 each.
- £1 a month back in Rewards when you log in to our Mobile Banking app.
- Arranged overdraft with £500 interest-free buffer available (subject to status).
All of this and more for £31 a month. To apply you must be 18+ and a UK resident.
Overdraft: Representative APR: 11.4% (Variable). Other charges may apply. How does our overdraft compare? A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.
To open a Premier account you'll need to be 18+, a permanent UK resident and meet one of these criteria:
Why choose Premier?
I'm already a Royal Bank customer
Change my existing account
Joint accounts
Talk to us about Premier
Manage your account
Set-up your account or want to squeeze every last bit of goodness out of your account? We’ve got some useful tips.
MyRewards
Learn more about Rewards or find out how to set-up your MyRewards account. Find out everything you need to know.
Membership Services
Get the most from your packaged account benefits. Sign-up or log in to Membership Services and get started today.
Make the most of your holiday
Our tips and tools can help you get prepared, with everything from using your cards abroad to how to order foreign currency.
Financial Services Compensation Scheme
Your eligible deposits with Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Read about the Financial Services Compensation Scheme (PDF, 3.8MB)