Mortgages | Royal Bank Premier

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Mortgages

Whatever your plans, we could help you
find the right mortgage to achieve them 
 

Royal Bank mortgages are available for over 18s

Your home or property may be repossessed if you don’t keep up your mortgage repayments

Exclusive deal available for Premier banking customers


From 30th October, Premier customers who apply for a residential purchase mortgage through one of our face-to-face or telephone advisers will get cashback of £250 fixed.

This is in addition to any cashback (if already offered) on the mortgage product you select. You’ll receive the cashback within two months of your mortgage completing into the account you pay your direct debit from.

This offer can be withdrawn at anytime and early repayment and product fees may apply.

Apply by phone
Mortgages Getting started is easy

Take a look at our rates and deals

Thinking of moving home? Find out what your repayments are likely to be and whether there are any additional fees or repayment charges. Have a mortgage elsewhere? See if Royal Bank of Scotland can save you money. Review our rate and get an indication of whether we can lend you the amount you need with an Agreement in Principle.

Mortgage Rate Finder

How to apply

Know what you're looking for? You can get an agreement in principle online and thereafter decide if you wish to apply in branch, by phone or online. For an Interest Only Mortgage, speak to your Private Banking Manager.

For mortgages over £500,000 you will be assigned your own personal Concierge Manager, as your dedicated point of contact. From the moment you apply, to the first direct debit. They will be on hand, every step of the way.

Learn more about the Mortgage Concierge Service
Mortgage Concierge Service

With our Mortgage Concierge Service, we will be on hand, every step of the way. To ensure you have the support you need.

  • Dedicated point of contact from start to finish;
  • Experienced team who understand complexity of your mortgage needs and income streams; and
  • Competitive rates and no additional large loan fees.

Eligibility Criteria

  • Mortgages over £500,000
How to apply

How to apply

Online

Apply online if you are comfortable in choosing a mortgage without advice from us.

You won’t benefit from the protection provided by our advised service.

You cannot apply for a Help to Buy, Right to Buy or Shared Equity mortgage online.

Apply online

By phone

Talk with a member of our mortgage team over the telephone.

We’ll talk you through the process and arrange a phone appointment with a qualified mortgage adviser.

Your appointment will take around 2 hours.
 

Apply by phone

How can we help you?

Speak to our UK-based team. 

Telephone 0333 202 3332
International +44 131 278 3507
Minicom 0800 027 1398

If you are based in England or Wales please call 0345 301 4723.


Eligibility criteria
Available to all customers with a sole income of at least £100,000 or a joint income of £120,000 paid into their Royal Bank of Scotland account, or minimum outstanding mortgage borrowings with us of £500,000, or savings and investments of at least £100,000 held with us.

Face-to-face

You can speak to your Premier Banking Manager about your options or browse our full range of mortgages.

They'll have the latest exclusive offers and will be happy to meet whenever and wherever suits.


Book an appointment
Add your signposting title here… Mortgage help
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Mortgage guides

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