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Black Account

Banking offers

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Upgrade your existing account to Black Account
Contact us

The Private Team

We're here to support you

Existing customers 

You can speak to a member of our Private Team 24/7.

Telephone 0845 30 30 600
International +44 (0) 118 963 9698
Minicom 0845 900 5960

 

Eligibility criteria

RBS Private is available to all customers with a sole income of at least £100,000 paid into their RBS account, or minimum outstanding mortgage borrowings with us of £300,000, or savings and investments of at least £100,000 held with us.

New customers 

If you would like to join RBS Private call us to find out more.

Telephone 0800 051 9955
Minicom 0800 404 6160

Access your benefits

Banking offers

You could enjoy the use of our Private Black Credit Card, as well as other banking offers. View, register or use your benefits.

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Icon expand Private Black Credit Card

Our Private Black Credit Card is available to Black Account customers only. As a Private Black Credit Card holder, you’ll earn 1.25 RBS YourPoints for every £1 you spend on qualifying purchases and enjoy a range of offers. These offers are constantly changing but currently include:

- Special access to many major sporting and cultural events
Partner offers such as sports car hire services and spa breaks
Golfing breaks and other holiday offers

Representative Example:

Representative 14.9% APR (variable) based on an assumed Credit Limit of £1,200. Standard interest rate for purchases: 14.9% p.a. (variable)

Your actual credit limit will depend on our credit assessment of you.

Apply for a Private Black Credit Card
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Icon expand Overdrafts

As a Black Account customer you could get;

- A £500 interest free overdraft (you will pay interest on the entire balance if you go over £500) 
A preferential interest rate on arranged overdrafts over £500 
- No
 arranged overdraft usage fee

Overdrafts are only available to over 18’s and are subject to eligibility.

Apply for an overdraft

The Private Team

We're here to support you

Existing customers 

You can speak to a member of our Private Team 24/7.

Telephone 0845 30 30 600
International +44 (0) 118 963 9698
Minicom 0845 900 5960

 

Eligibility criteria

RBS Private is available to all customers with a sole income of at least £100,000 paid into their RBS account, or minimum outstanding mortgage borrowings with us of £300,000, or savings and investments of at least £100,000 held with us.

New customers 

If you would like to join RBS Private call us to find out more.

Telephone 0800 051 9955
Minicom 0800 404 6160

Common questions

What other people are asking us

Banking benefits

Helpful information

Important documents that relate to the Black Account benefits. You may need Adobe Reader to view some of these documents. Get Adobe Reader. Visit the Adobe accessibility pages.

Helpful banking

Protecting your money

With our account monitoring and online fraud protection promise, it's no wonder our customers voted us the UKs most trusted mainstream bank for 2013..

Your eligible deposits with RBS are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. This limit is applied to the total of any deposits you have with the following: Royal Bank of Scotland, Direct Line, the One Account, Child & Co, Drummonds and Holt's. Any total deposits you hold above the £85,000 limit between these brands are not covered.

Further information is available here or visit www.fscs.org.uk.

Banking benefits

Make the most of your account

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