Reward Black is available to all customers with a sole income of at least £100,000 paid into their Royal Bank of Scotland account, or minimum outstanding mortgage borrowings with us of £300,000, or savings and investments of at least £100,000 held with us. You must also be aged 18 or over and permanently resident in the UK.
To keep earning Rewards on your household bills, you must log into online or mobile banking at least once every three months.
We may update them from time to time, but we will always show the latest versions here. Please print or save a copy for your records. You will need Adobe Reader to view these documents.
Personal and Private Current Account Terms
Black Account Insurance Policy Summaries (including Keyfacts about our insurance services)
Black Account Travel Insurance Policy
Black Account Benefit Terms