CAO pre-apply

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Before you start, we need to check you're happy with a few things

To apply for a joint loan both applicants must:

  • be 18+ and a UK resident with a Royal Bank of Scotland current account (held for 3+months)
  • share a joint Royal Bank of Scotland savings, current account or mortgage
  • have not been declared bankrupt in the last 6 years
  • have not completed a personal loan application with us within the last 28 days

We'll show your loan documentation on screen

If your application is approved, and we do not need any more information from you, we will show your loan documentation on screen. This includes the Standard European Consumer Credit Information (SECCI), Additional Information relating to your loan and Your Loan Agreement. Please make sure you download these by following the instructions below. If you choose to receive these documents by post you will not be able to complete your loan application today.

During your application we'll run a full credit check to determine the loan we can offer.

How to save your documents
  • When prompted to download your document, hit the share button on your browser 
  • Select the icon 'Save PDF to iBooks' 
  • Your PDF will now be stored in your iBooks app on your device.  
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