Life insurance

Look out for
your loved ones

Life insurance helps make sure that those closest to you are financially secure, if you’re diagnosed with a critical or terminal illness, or if you die.


Life insurance is provided by AIG. Available to residents of the United Kingdom, Channel Islands, Isle of Man or Gibraltar’

Types of life insurance from AIG

Life

Life Insurance

Life Insurance pays out a sum of money if, while you’re insured, you die or you’re diagnosed as terminally ill. It could help to pay off your mortgage or look after your family. You choose how much insurance you need, and how long you’d like it to last for. You can also insure just yourself or both you and your partner. Available to customers aged 17 – 86.

Critical 3 with Life Insurance

Pays a lump sum, if while you're insured, you suffer from certain forms of cancer of a specific severity, heart attack, stroke, terminal illness or if you die. You could use the money to help pay off your mortgage or help to pay for unforeseen costs due to your illness such as rehabilitation treatments or alterations to your home. Available to customers 17 – 75.

Guaranteed Sixty-Plus Life Insurance

Guaranteed Sixty-Plus Life Insurance pays out a lump sum when you die that could be used towards funeral expenses or to leave behind a gift for your loved ones. Available to customers aged 60 – 80.

More about Guaranteed Sixty-Plus Life Insurance

 

 Guaranteed acceptance – if you’re aged 60 – 80 and live in the UK, you can take out insurance

 Guaranteed payouts – after two years, AIG will pay the full insurance amount when you die

 Guaranteed payments – the amount you pay will never increase, unless you to choose to protect your insurance from the effects of inflation

Affordable – with insurance starting at £5 a month, life insurance needn’t be out of reach

Protected insurance – if during the time you’re insured, you have to stop making your monthly payments after having paid half of those due, you could still be insured for a reduced amount.

No medical questions and no examination required

Guaranteed Sixty-Plus Life Insurance, provided by AIG, is an easy, low-cost way to guaranteed a cash lump sum when you die. It’s important to remember that if you die within the first two years, AIG will refund one and a half times the payments you’ve already made, unless you die as a result of an accident when AIG will pay three times your insurance amount.

Important information

The insurance has no cash value at any time. Your payments will end when you reach 90 years of age. Depending on how long you live, you may pay more for your insurance than is paid out when you die. It’s wise to review your insurance from time to time as inflation could reduce the spending power of any money you’re paid in the future.

What happens next

Interested in getting a quote from AIG?

We only offer access to life insurance from AIG Life Limited

It’s important to understand that you’ll be dealing directly with AIG, not us. By choosing to continue, you’ll be taken to the AIG website. Once you’re there, getting your quote and applying for life insurance is quick and easy. You’ll find:

A handy tool to help you calculate how much insurance you need.

Full information about the life insurance products on offer, which you should read carefully as it’s there to help you choose the right type of cover.

If you have any questions or you’d like some support, you can call AIG directly or speak to someone over their webchat.

Important Information

Please download and save this document so you can read it and keep for your records.

What you need to know

Your 'Insurance: Important Information About Us' is available in a paper format. Let us know if you'd like this posted to you. 

If you're considering applying for an RBS mortgage, its important to remind you life insurance is not a condition of taking out a mortgage with us. You’re under no obligation to take out life insurance with AIG and your choice will have no impact on our lending decision.

 

Happy to get a quote from AIG?

Now begin the simple journey to get your quote from AIG...

We only offer access to life insurance from AIG Life Limited

It’s important to understand that you’ll be dealing directly with AIG, not us. By choosing to continue, you’ll be taken to the AIG website. Once you’re there, getting your quote and applying for life insurance is quick and easy. You’ll find:

A handy tool to help you calculate how much insurance you need.

Full information about the life insurance products on offer, which you should read carefully as it’s there to help you choose the right type of cover.

If you have any questions or you’d like some support, you can call AIG directly or speak to someone over their webchat.

Important Information

Please download and save this document so you can read it and keep for your records.

What you need to know

Your 'Insurance: Important Information About Us' is available in a paper format. Let us know if you'd like this posted to you. 

If you're considering applying for an RBS mortgage, its important to remind you life insurance is not a condition of taking out a mortgage with us. You’re under no obligation to take out life insurance with AIG and your choice will have no impact on our lending decision.

 

Happy to get a quote from AIG?