A detailed view of your monthly spend
App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries. You must be aged 16+ to view Spending. Only available for Personal and Premier accounts.
What is Spending?
Spending is a handy feature that automatically places your personal account transactions into categories, so you can get a detailed picture of where your money goes each month. You could even set up a budget against each category, challenging yourself to save more.
See Spending in action
Watch the video to see how Spending works in the app.
It's designed to make it as easy as possible for you to see where your hard earned cash goes each month, and now you can set your own Budgets to help make saving even easier.
Budget tracking, made simple
You could spend less and save more by setting yourself a monthly budget. This feature lets you add a budget to your Spending categories within our app, so you are in control of what you spend and where.
We sort your spend, so you don't have to
Your transactions will be automatically sorted into one of our twelve categories, giving you a clearer picture of how you spend your money.
A newsfeed just for you
We will fill your newsfeed with personalised insights. Helping you understand at a glance how you are doing against your budgets and where you’re spending the most.
Follow these three steps to get setup
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01
Log in to our Royal Bank of Scotland app
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02
Navigate to the Spending tab at the bottom of the home screen
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03
Complete the short on-screen instructions to successfully setup Spending
Congratulations, you will now be set up for Spending.
Text me the app
Enter your UK or international mobile number below and we'll send you a link for the Royal Bank app.
Get the app
Get the app
Then follow these steps to get setup
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01
Log in to your Royal Bank of Scotland app
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02
Navigate to the Spending tab at the bottom of your home screen
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03
Complete the short on-screen instructions to successfully setup Spending