Existing customers

Manage your
savings

Account maintenance

Payments

Pay via standing order

It's a great habit to start - you can easily change or cancel the standing order any time you like and you can choose how often you want to save, whether weekly, monthly or less frequently.

Save regularly

If you set up a regular payment, known as a standing order, you don't need to think about moving money each month because it will happen automatically. 

We will set up a standing order for you, or transfer money from an existing Royal Bank of Scotland account, if you asked us to in your application.

If you have our mobile app you can set up a standing order quickly and easily - simply choose the account that you want the regular payment to come from and select the 'Standing order' section.

If you use Digital Banking, simply select 'Payments and transfers' from the left hand menu and go to the 'Standing orders' section.

App is available to Digital Banking customers with a UK or international mobile number in specific countries.

You can also call us or visit us in branch to do this.

Set up a standing order

Don’t bank with us? You can contact your other bank to set up a standing order using your savings account details.

Make one off payments

You can quickly and easily transfer money to your savings account any time you like via our mobile app or digital banking if you have them, or you can call or visit us in branch.

Save flexibly

To make a transfer from the mobile app simply select the 'Transfer' button next to your chosen eligible account.

App is available to Digital Banking customers with a UK or international mobile number in specific countries.

To make a transfer in digital banking go to the 'Payments and transfers' section and select 'Make a payment or transfer'.

You can also call us or visit us in branch to make a transfer or pay money into your account.

Make a transfer

Don’t bank with us? You can contact your other bank to make a transfer using your savings account details.

Withdrawals

Can I withdraw money?

If you have an instant access acount, you can withdraw money at any time- no notice is required.

How to withdraw

You can withdraw money:

  • In branch
  • By transfer to any other account based in the UK (online, by telephone or on the mobile app)

There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking.

The current daily limits and how to withdraw more than them can be found here.

App is available to Digital Banking customers with a UK or international mobile number in specific countries.

Existing ISA customers

If you already have an ISA with us, learn more about our ISA guide, reactivating your account and transferring an ISA from another provider.

Personal Savings Allowance

Changes to tax free savings

On 6th April 2016 the Personal Savings Allowance (PSA) launched which means every basic rate taxpayer (people who pay 20% tax on income) can earn £1,000 interest per tax year without paying tax on it.  Higher rate taxpayers (people who pay 40% tax) get a £500 Personal Savings Allowance whilst additional rate taxpayers (paying 45% tax) don’t get any allowance.

The Personal Savings Allowance is as well as an ISA allowance.

Tools to help you

Whatever you're saving for, we can help you get into the habit of putting away a bit of cash each month.

Savings goal tool

Our savings goal tool can help you to save towards your goal and track your progress – whatever it is you’re saving for.

Budget calculator

Our budget calculator can help you manage your budget so that you can stay on track with your savings goal.

Salary calculator

Use the Salary Calculator to work out your take home pay and discover how all of your deductions add up.

Something else we can help you with?