Paying your credit card

How to pay your credit card

How to pay your credit card

Set up a Direct Debit or make one off payments

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Royal Bank of Scotland Credit Card Direct Debit Payment
Pay your card by Direct Debit

Paying by Direct Debit is easy and convenient, once set up your payment will be automatically taken each month to pay your credit card statement bill.

You can set up a Direct Debit within Digital Banking where you can choose to pay either the minimum amount, a fixed amount, or your full credit card balance every month.

If you set up a Direct Debit we will tell you on your monthly statement how much and when we will claim the Direct Debit.

You can always make additional one off payments with Digital Banking from your Royal Bank of Scotland current account

Set up a Direct Debit

Credit card repayment calculator


Find out how much faster you could clear your existing credit card balance by fixing your payments with a Direct Debit, instead of paying the minimum amount.

Use the credit card repayment calculator
Credit card repayment calculator
NatWest Credit Card pay balance
Pay your credit card yourself

You can make one off payments yourself, it's just as easy to do. There's a number of ways you can pay your credit card:

  • Mobile app 
  • Direct Debit
  • Digital Banking (from a Royal Bank of Scotland current account)
  • Telephone banking (up to 2 hours via faster payment)
  • In Royal Bank of Scotland branches
  • By cheque (up to 7 working days)

For detailed steps on how to make these kind of payments, please refer to our frequently asked questions just below.

For fees and charges which relate specifically to your credit card, please refer to the most recent copy of your Terms & Conditions.

Please note the Mobile App is available to Digital Banking customers with a UK or international mobile number in specific countries

Pay your credit card
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