Credit card repayment calculator

Work out how long it could take to clear your credit card balance

What card do you currently have?

What is your current purchase interest rate p.a. ?

What is your current purchase interest rate p.a. ?

What is your current purchase interest rate p.a. ?

What is your current purchase interest rate p.a. ?

What total balance do you have left to pay on your card?

What monthly repayment can you comfortably afford?

Small savings can make a big difference

Your payment breakdown

  • Balance Repayment
  • Additional Interest

The important legal stuff

Looking for a change?

Are you interested in a credit card with Royal Bank of Scotland or looking to switch an existing card?

Looking for help to take control of your finances?

We have the tools to help you budget

What is your current purchase interest rate p.a. ?

What is your current purchase interest rate p.a. ?

What is your current purchase interest rate p.a. ?

Do you have an outstanding purchase balance, or do you plan to make purchases with this card?

It’s important that you pay off your purchases first; these always accrue the highest rate of interest. The calculation below will only show what you need to pay on your promotional Balance Transfer amount.

It’s important that you pay off your purchases first; these always accrue the highest rate of interest. The calculation below will only show what you need to pay on your promotional Balance Transfer amount.

How much of your balance do you have left to pay?

When does your balance transfer offer end?

We recommend that you make a monthly repayment of at least

£180

Your balance:

£1,800

Interest

0%:

£0

10 

monthly repayments of:

£180

Total outstanding balance + interest:

£1,800

Want to see how paying a different monthly amount works for you?

What monthly payment can you comfortably afford?

Small savings can make a big difference

Your payment breakdown

This could clear your outstanding balance by
May 2020
before your 0% interest free period ends
  • Balance Repayment
  • Additional Interest

The important legal stuff

Looking for a change?

Are you interested in a credit card with Royal Bank of Scotland or looking to switch an existing card?