Overlay

Explore your Reward Account

Reward actions

Earn 2% rewards

You automatically earn 2% rewards on seven types of household bills paid by Direct Debit.

Earn at least 1% rewards.

Earn at least 1% rewards at partner retailers when you spend on your card.

New to MyReward?

How can I earn more Rewards?

Digital and Mobile banking

App available to Digital Banking customers with a UK or international mobile number in specific countries. Digital Banking available to Royal Bank of Scotland account holders aged 11+.

5 reasons why you should use our Mobile App

View statements and available balance quickly and easily

Instantly make payments to friends and family already saved in your online banking

Pay someone new without the need for a card reader (limits apply)

Pay your bills directly without the need for a card reader

The quickest way to transfer money between your accounts is through your mobile app

Digital Banking is a secure, easy to use and convenient way to manage your account

View your balance

Make payments

Transfer money between your accounts

Set up and manage your regular payments

View your transaction details

Set up and go paperless

 

Important documents to read

We do our best to ensure everyone is aware of their account terms and conditions, please take some time to review, print and/or save a copy of these.

Ways to pay

Unlock the benefits of using your Visa debit card

There are many secure and convenient ways to pay with your Royal Bank of Scotland Visa debit card.

Learn more about:

  • Apple pay
  • Google pay
  • Contactless payments

Criteria apply.

Our current accounts

Upgrade or change your Royal Bank of Scotland account

We have a Bank accounts to suit your needs, from everyday bank accounts to accounts that reward you.

Specific account criteria apply.

Your arranged overdraft

Set up, change or remove an arranged overdraft

If you already have an Arranged Overdraft limit on your account that you feel is too low or too high, we can help you change it.

Overdrafts available to eligible Royal Bank of Scotland current account customers, UK residents aged 18 or over. Subject to lending criteria.

Ways to pay

Unlock the benefits of using your Visa debit card

There are many secure and convenient ways to pay with your Royal Bank of Scotland Visa debit card.

Learn more about:

  • Apple pay
  • Google pay
  • Contactless payments

Criteria apply.

Our current accounts

Upgrade or change your Royal Bank of Scotland account

We have a Bank accounts to suit your needs, from everyday bank accounts to accounts that reward you.

Specific account criteria apply.

Preparing for life after university

We have some top tips for you

After graduation you may need to think about paying off your student loan, getting your first job or perhaps plan to travel. 

Taking a step back and looking at your finances could really help you to feel in control and stay on top of your spending. 

Mobile and Digital banking

5 reasons why you should use our Mobile App

View your balance and statements anytime

Make payments to your saved payees (limits apply)

Pay someone new without a card reader (limits apply) 

Pay your bills and manage recurring payments on the go (limits apply)

Transfer money between your accounts 

Digital Banking is a secure, easy to use and convenient way to manage your account

View your balance

Make payments

Set up and manage your regular payments

Transfer money between your accounts

Set up and go paperless

Something else we can help you with?