Bank accounts

Foundation account

No monthly fee

Our basic Foundation bank account

This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money. To see whether you're eligible for this type of current account you need to first apply for one of our other accounts like our Select bank account.

Our Select bank account has no monthly fee, and has an option to apply for an Arranged Overdraft, it also comes with a contactless debit card. If you don’t meet the criteria for the Select account we may offer you the Foundation account instead. 

To see if you are eligible for our Foundation account:

  1. Apply online below for our Select account
  2. During the application process if the Foundation account will better suit your needs we will let you know within your application

Product features…

Everyday support

Our Foundation bank account is designed to help you with your day to day banking needs. Set up text alerts, email alerts, manage Direct Debits and more.

Mobile Banking app

Our Mobile Banking app is secure, easy to use and lets you do loads of useful everyday banking tasks when you’re out and about. It’s available to customers with Digital Banking and a UK or international mobile number in specific countries.

24/7 banking

Access your account wherever, whenever.

Visa Debit card

Make purchases. Withdraw cash.

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can get your money from our cash machines or ATMs (Limits apply).

How to apply online

Have ID ready

It should only take a few minutes, especially if you have your ID documents handy.

Start your application

You can apply online now. You'll start the Select bank account form and if you're eligible you'll be offered the Foundation account during the application process.

How long will it take

You should be able to complete the online application within an average lunch break.

To open the Select bank account you must meet these requirements, otherwise we may offer you the Foundation account instead.

Aged 18+ and a UK resident

Have not been declared bankrupt over the past 6 years

Please review the important legal stuff:

If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Ready to continue?

Great, looks like you're all set and ready to go.