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Unsure what Rewards you are earning?

The Rewards you earn depend on the kind of account you have. To find out more, choose what kind of customer you are:

  • Select

Select

If you have a Select account, and did not sign up for Cashback Plus before 12th October 2015, you are not earning any Rewards

 

Unsure what Rewards you are earning?

The Rewards you earn depend on your account. To find out more, choose what kind of customer you are:

  • Reward

  • Select

  • Cashback Plus

Reward

If you have a Reward account you are currently earning:

2% Rewards on household bills paid by Direct Debit

at least 1% Rewards at our Partner retailers and in personalised offers

Get the most out of your Rewards

Would you like to earn more? With one of our Reward credit cards you could be earning:

  1% Rewards at supermarkets, and at least 1% at our Partner retailers and in personalised offers

  0.5% everywhere else you shop at home and abroad

Plus we'll refund the annual fee if you also have a Reward current account

Compare our credit cards

Select

If you have a Select account, and did not sign up for Cashback Plus before 12th October 2015, you are not earning any Rewards.

Change to a Reward account to start earning:

2% Rewards on household bills paid by Direct Debit

at least 1% Rewards at our Partner retailers and in personalised offers

Change to a Reward account

For an additional £2 per month, on top of your monthly account fee

Cashback Plus

MyRewards is the new name for Cashback Plus. If you signed up for Cashback Plus before 12th October 2015, you are currently earning:

at least 1% Rewards at our Partner retailers and in personalised offers

Start earning more with a Reward account:

get 2% Rewards on household bills paid by Direct Debit

Change to a Reward account

For an additional £2 per month, on top of your monthly account fee

Unsure if you're earning Rewards?

The Rewards you earn depend on your account. To find out more, choose what kind of customer you are:

  • Select

  • Reward

  • Cashback Plus

Select

If you have a Select account, and did not sign up for Cashback Plus before 12th October 2015, you are not earning any Rewards.

Change to a Reward account to start earning:

2% Rewards on household bills paid by Direct Debit

at least 1% Rewards at our Partner retailers and in personalised offers

Change to a Reward account

For a monthly fee from £2

Reward

If you have a Reward account you are currently earning:

2% Rewards on household bills paid by Direct Debit

at least 1% Rewards at our Partner retailers and in personalised offers

Get the most out of your Rewards

Would you like to earn more? With one of our Reward credit cards you could be earning:

  1% Rewards at supermarkets, and at least 1% at our Partner retailers and in personalised offers

  0.5% everywhere else you shop at home and abroad

Plus we'll refund the annual fee if you also have a Reward current account

Compare our credit cards

Cashback Plus

MyRewards is the new name for Cashback Plus. If you signed up for Cashback Plus before 12th October 2015, you are currently earning:

at least 1% Rewards at our Partner retailers and in personalised offers

Start earning more with a Reward account:

get 2% Rewards on household bills paid by Direct Debit

Change to a Reward account

For a monthly fee from £2

Start using these great new features

Shopping never felt so good

Apple Pay is the new, easy and secure way to pay using your Royal Bank of Scotland debit or credit card.

Apple Pay is available on selected personal current accounts and Royal Bank of Scotland MasterCard credit cards.

More about Apple Pay

Get Cash without your debit card

Our mobile app ‘Get Cash’ function lets you withdraw money (up to £130 of your money per day) from Royal Bank of Scotland, NatWest or Tesco cash machines, so you don’t even need your debit card. It's great for those times, when you pop out during your lunch hour, but don't have cash on you.

More about Get Cash
Stay in control

Banking on your mobile app

- Check your balance at any time
- Pay friends with their mobile number
- Login using your fingerprint
- Pay your bills and friends
- Receive money using the Paym service
- Get cash without your debit card

App available on selected smartphones, to Royal Bank of Scotland customers with digital banking and a UK mobile number beginning 07.

Get the app

You can do more online

- Make international payments
- Change your address
- Pay people or businesses online
- View and print your statements and certificates of interest
- We keep your money safe online and offline
- We’re here to help 24/7

Digital banking is available to those aged 11 or over with a Royal Bank of Scotland account.

Log in to digital banking
Keep your bank account safe

Common scams

Beyond the everyday running of a bank account it's important to keep yourself safe and protected from scams. The best way to avoid being a victim of one, is to be aware of the common practices and techniques that are used.  

Learn about common scams
IBM Security

IBM Rapport works on PCs, laptops and Macs only. It is not available for Tablets / Mobile devices.

Protect yourself online

From shopping to doing your banking online, there are ways we can help protect you from fraud.  A good starting point is putting the right defences in place on your computer to keep your details safe.  We recommend our free IBM Trusteer Rapport security software, which:

  • Confirms that you're connected to our website
  • Shields your online banking details from prying eyes
  • Protects your card details when shopping online
Download free IBM Rapport security software
Overdraft Calculator

Manage your overdraft


Get savvy with your overdraft by learning about the overdraft costs and how to avoid them.

Use our Overdraft Calculator to see how an Arranged Overdraft could help save you money.

Calculate your overdraft Set up and manage an overdraft
How to change your account type

Our current accounts provide flexibility to help you manage your everyday money as simply and effectively as possible. You can change the type of account you have at any time, simply select one of our current accounts and change your existing account to one of them. 

View our range of accounts
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Could you earn Rewards?

What are Rewards?

You automatically earn Rewards on seven types of household bills paid by Direct Debit and on purchases at partner retailers

5.00 in Rewards = £5.00

How do I earn Rewards?

2% back in Rewards on seven types of household bills paid by Direct Debit

At least 1% back in Rewards at partner retailers

How do I exchange Rewards?

You can exchange Rewards balances over £5

You can choose from banking, trading or donating to charity

Find out more about Rewards
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