Arranged Overdrafts are available to eligible Royal Bank of Scotland current account customers, UK residents aged 18 or over. You must pay your salary or a regular amount into your current account.
Changing your overdraft limit won’t take long
If you’ve got an Arranged Overdraft limit on your account that you feel is too low or too high, we’ll show you how to change it.
Things to keep in mind
If you reduce it too much or cancel, you might go into an Unarranged Overdraft. Here’s an example of Unarranged Overdraft costs.
Unarranged Overdraft interest
Unpaid transaction fee
Monthly Maximum charge
Interest charge depending on account
How to change your overdraft
Check your personal details
As you’re changing a form of debt, we have to go through an application form. We'll ask you to review your personal details first.
Confirm your new limit
Please tell us what you want your new overdraft limit to be. If you're increasing your limit the request will be subject to a credit assessment.
Submit your application
Apply online using the section below. Once you’ve submitted it, we’ll action it as soon as we can.
Ready to start?
Our online application is available between 6.30am and 9.45pm.