Increase Overdraft

If you're getting close to
your overdraft limit,
apply to increase it

Increasing your overdraft won’t take long

If you’ve got an overdraft limit that you feel is too low and you want a bit more of a ‘buffer zone’ on your current account, we’ll show you how to increase it.

How to increase your Arranged Overdraft limit

Treat it as a new application

Use the ‘Ready to increase’ section. As you’re changing a form of debt, we have to go through a formal process.

Tell us the new amount you want

Please tell us what you want your overdraft limit to be, not the amount you want to increase it by.

Submit your application online

Apply online using the section below. Once you’ve submitted it, we’ll try to action it as soon as we can.

Ready to increase?

Let's get started. Are you a ...

Changing an Arranged Overdraft is for customers who already have one of our current accounts. Want to look at our account range?

What kind of current account do you have with us?

Do you have Royal Bank digital banking?

To apply for an Arranged Overdraft online you need to be registered for Digital Banking.

Great! As we already know a bit about you, applying should be straightforward. Now for the important legal stuff.

To apply online, you must meet these requirements

  • You're aged 18+
  • You've been living in the UK for at least 3 years
  • You've not been declared bankrupt over the past 6 years

Important Information

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and acknowledge our important documents

How your information might be used

It's important for you to understand how we use and share your information.  Please read this short summary before you continue with your application.

Are you ready to continue?

Great! Looks like you're all set and ready to go.

Do you have Royal Bank digital banking?

To apply for an Arranged Overdraft online you need to be registered for Digital Banking.

Great! As we already know a bit about you, applying should be straightforward. Now for the important legal stuff.

To apply online, you must meet these requirements

  • You're aged 18+
  • You've been living in the UK for at least 3 years
  • You've not been declared bankrupt over the past 6 years

Important Information

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and acknowledge our important documents

How your information might be used

It's important for you to understand how we use and share your information.  Please read this short summary before you continue with your application.

Are you ready to continue?

Great! Looks like you're all set and ready to go.

Great! As we already know a bit about you, applying should be straightforward. Now for the important legal stuff.

To apply online, you must meet these requirements

  • You're aged 18+
  • You've been living in the UK for at least 3 years
  • You've not been declared bankrupt over the past 6 years

Important Information

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and acknowledge our important documents

How your information might be used

It's important for you to understand how we use and share your information.  Please read this short summary before you continue with your application.

Are you ready to continue?

Great! Looks like you're all set and ready to go.