Student Arranged Overdraft

You could apply
for a student overdraft
up to £2,000

Student life isn't exactly easy, so this could help

Interest-free student arranged overdraft up to £2,000 (£500 in first term)
Get an instant decision if you bank online with us
Ideal for short-term borrowing

Useful info about a Student Arranged Overdraft

How to apply online

What you'll need

You’ll need your Digital Banking Log in details and your address history from the last 3 years.

How long will it take

The application takes about 5 minutes and you'll know if you've been accepted or not straight away.

When will my overdraft be in place?

If your Overdraft is approved Mon – Thur before 5.30pm, it will be available the next working day. Anytime after this - up to 2 working days.

Ready to apply?

Let's get started. Do you have a UK student bank account with us?

Before you apply online, please check you meet our requirements

  • You're aged 18+
  • You've been living in the UK for at least 3 years
  • You've not been declared bankrupt over the past 6 years

Important Information

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and acknowledge our important documents. You also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Digital Banking.

How your information might be used

It's important for you to understand how we use and share your information.  Please read this short summary before you continue with your application.

Are you ready to continue?

One last thing, do you have Digital Banking?

Great! Looks like you're all set and ready to go.

To apply for a Student Overdraft online you need to be registered for Digital Banking.

Do you have an International student bank account with us?

Have you lived in the UK for 3 years or more?

Great! Because you've lived in the UK for 3+ years, you could be eligible for a Student Overdraft. You can apply in branch and must provide proof of 3+ years residency e.g. tenancy agreements or previous utility bills. 

Before you book an appointment below, please check you meet our requirements

  • You're aged 18+
  • You've been living in the UK for at least 3 years
  • You've not been declared bankrupt over the past 6 years

Important Information

Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and acknowledge our important documents. You also agree that you’ll receive your statements in a paperless format. We'll send you an email when your statements are ready to view in Digital Banking.

How your information might be used

It's important for you to understand how we use and share your information.  Please read this short summary before you continue with your application.

 

 

Sorry, we are unable to offer you an Overdraft at this time. Our Student Overdraft is only available to customers who have lived in the UK for 3+ years.

Our Student Overdraft is only available to customers who have one of our Student bank accounts. Want to take a look?