Student Overdraft
A little breathing space if you're living on a tight budget
Student life isn't exactly easy, so this could help
Interest-free overdraft up to £2,000 (£500 in first term)
Get an instant decision if you bank online with us
Ideal for short-term borrowing
Student Arranged Overdrafts are available to Royal Bank of Scotland Student current account customers, aged 18 or over, who've lived in the UK 3+ years. Subject to lending criteria.
Overdraft details
Ready to apply?
Great, thanks for choosing our Student Overdraft. Let's get started. Are you a ...
Do you have a UK Student bank account with us?
Do you have Royal Bank digital banking?
Great! As we already know a bit about you, applying should be straightforward. Now for the important legal stuff.
To apply online, you must meet these requirements
- You're aged 18+
- You've been living in the UK for at least 3 years
- You've not been declared bankrupt over the past 6 years
Important Information
Please take some time to review, print and/or save the important information. By clicking that you're ready to continue, you are confirming that you have been provided with, and acknowledge our important documents
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
