Select - Open our everyday bank account
Make banking simple with our everyday bank account
This Select account has no monthly fee
Get a contactless Visa Debit Card - make payments under £30 with one tap
Use Apple Pay and Google Pay™ for payments with your phone, and Paym, to send money securely with just a telephone number and our mobile banking app
To apply, you must be 18+ and a UK resident.
Switch and stay for £175
Apply for an account
Tell us you want to switch
Pay in and log in
Use your new debit card
Features and benefits
Switch bank accounts
Switch bank accounts
The Current Account Switch Service will do all the work when it comes to switching. This will include moving everything across from your old account to your new Royal Bank account, including Direct Debits, standing orders etc. all within 7 working days. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
To get the £175 switch and stay offer you must:
- Apply for a new account or switch in to an existing account with us before 28th June.
- Complete your switch using the Current Account Switch Service.
- Pay in at least £1,500 and log in to Digital or Mobile Banking by 2nd August. We'll then pay you £125 by 30th August.
- Use your debit card for the account at least once a month and we'll pay you £50 by 30th June 2020.
This offer is available to new and existing customers who are resident in the UK.
We're sorry but if you've had cashback for switching to Royal Bank of Scotland (or NatWest) since October 2017 you won't be able to get it again.
This offer can be withdrawn at anytime.
Before switching take a look at the full offer Terms and Conditions
Mobile banking app
Mobile banking app
Log in with your fingerprint on selected Apple and Android devices – it’s simple, secure and fast.
View, cancel and amend your regular payments – so you can manage your bills where and when it suits you. Limits apply.
Easily pay family and friends using their mobile number - (as long as they have our mobile app or are registered for Paym). Pay Your Contacts makes it quick and easy, and they’ll get the money instantly. Limits apply.
Get cash without your card – Ideal if you’ve left your card at home. Simply go to any Royal Bank of Scotland or Tesco cash machine and follow the steps in the app. You can withdraw up to £130 every 24 hours.
App available to customers with Digital Banking and a UK or international mobile number in specific countries.
Opening this as a joint account is the perfect way to manage shared payments, bills and rent together. Just bear in mind that we'd like to see ID details from both people that would like to open the account.
An Arranged Overdraft is a short-term way to borrow and can be a really useful way to pay for unexpected bills. An Arranged Overdraft means we’ve approved extra funds for you, which are available on your current account.
What you should know
You can arrange an overdraft with this bank account. We will only charge you interest and/or fees if you use your Arranged Overdraft. Subject to eligibility.
How much will I get?
It depends. We’ll look at your individual circumstances and decide on your overdraft limit. We’ll take into account age, earnings and credit rating. For example, if you get an Arranged Overdraft limit of £1,200 on your bank account and use all of it, you will be charged Arranged Overdraft interest at 19.89% EAR (variable) and a monthly usage fee of £6.
Visa debit card
Access your account wherever, whenever with 24/7 banking through digital banking, our mobile app or one of our UK call centres.
Text alerts are another way to keep tabs of your money. You can set up text alerts to know your balance at a specific time, or if your money goes below a certain limit. Alerts help to easily manage Direct Debits such as household bills, regular payments or gym memberships.