Overlay
Our everyday bank account - Select

Open our Select
bank account

Make banking simple with our everyday bank account

Get a contactless Visa Debit Card - make payments under £30 with one tap

Pay with your phone with Apple Pay and Google Pay™ and bank on the go with our easy to use Mobile Banking app

No monthly fee

Features and benefits

Switch bank accounts

We'll help you switch bank accounts with the Current Account Switch Service.

Mobile banking app

Our mobile banking app is simple, secure and lets you manage your money wherever you are.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

How do overdrafts work?

An arranged overdraft can be useful for short term borrowing. Understand arranged and unarranged overdrafts and their impact on your account. An overdraft is a form of borrowing and is repayable on demand.

How to open an account online

RBS - Step 1

Apply online

During the application we'll ask for information about you such as your address, job etc. So have these ready.
RBS - Step 2

Provide your ID

You'll need to provide proof of your ID and address. You might be able to do this online, look out for an email from us.
RBS - Step 3

Check your details

We'll check we have everything we need to open your account. Look out for your new debit card in the post.
RBS - Step 4

Your account is open

Start using your new account. Log in to Digital banking and download our mobile app to bank on the go.

Ready to apply

You can apply for this Select account if you are:

Aged 18+ and a UK resident

Please review the important legal stuff:

If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. And happy to view your statements in Digital Banking - not posted. Please take some time to review, print and/or save the important information.

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Ready to continue?

I am...

Great, looks like you're all set and ready to go.

I have a current account with Royal Bank...

I would like to...

I know my Digital Banking details...

Great, looks like you're all set and ready to go.

Great, looks like you're all set and ready to go.

I want to change my...

Great, looks like you're all set and ready to go...

Great, looks like you're all set and ready to go...

Great, looks like you're all set and ready to go.

I know my Digital Banking details...

Great, looks like you're all set and ready to go.

Great, looks like you're all set and ready to go.