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Keep your debit card, sort code, account number and any online logins
It only takes a couple of minutes to apply
For existing sole and joint account customers
If you are looking to change a sole account to joint or vice versa, you will have to go into one of our branches so one of our team can help you through the process.
If you wish to change an account to Student or Graduate, please use these links.
To earn Rewards, you need to access online or mobile banking once every 3 months.
Plus, pay in £1,500 across the eligible personal current account(s) you hold with us, every calendar month.
To earn Rewards, you need to access online or mobilebanking once every 3 months.
To earn Rewards, you need to access online or mobilebanking once every 3 months.
Plus either £100,000 sole income to be paid into this account, a Royal Bank mortgage of at least £300,000 or £100,000 in Royal Bank savings and investments.
Not available with this account
Direct Debit
Earn 2% Rewards on 7 types of household bills paid by Direct Debit
Store
Earn at least 1% Rewards at our Partner retailers
Direct Debit
Earn 2% Rewards on 7 types of household bills paid by Direct Debit
Store
Earn at least 1% Rewards at our Partner retailers
Direct Debit
Earn 2% Rewards on 7 types of household bills paid by Direct Debit
Store
Earn at least 1% Rewards at our Partner retailers
Direct Debit
Earn 2% Rewards on 7 types of household bills paid by Direct Debit
Store
Earn at least 1% Rewards at our Partner retailers
Not available with this account
Not available with this account
Travel Money European travel insurance
Travel Money Preferential rate on travel money
Travel Money Worldwide travel insurance
Travel Money Preferential rates on travel money
Ticket Service Travel service
Travel MoneyWorldwide travel insurance
ChairWorldwide Airport Lounge Access
Ticket ServiceTravel Service
Travel MoneyPreferential rates on travel money
Not available with this account
Not available with this account
Mobile Banking Mobile Phone Insurance for up to 2 phones
Mobile Banking Mobile Phone Insurance for up to 2 phones
Car UK Car Breakdown Cover including Homecall
Mobile Banking Mobile Phone Insurance for up to 4 phones
Car UK & European Car Breakdown Cover including Homecall
House with Tick Home Emergency Service
Not available with this account
Not available with this account
Ticket Ticket Service - 25% cashback
Taste Card tastecard membership
National Trust Two National Trust day family passes
Taste Card tastecard membership
Ticket Ticket Service - 25% cashback
Concierge 24/7 Concierge Service
All our travel insurance, car breakdown cover and home emergency cover is underwritten by U K Insurance Limited. Our mobile phone insurance is underwritten by Aviva.
App available on selected smartphones, to Royal Bank of Scotland customers with Digital Banking and a UK mobile number beginning 07.