Please note, due to the ongoing global COVID-19 pandemic it is taking us a little longer than we'd like to process new account applications. We're working hard in the background to open your account as quickly as possible. Thank you for your patience.
Mobile banking app that's simple to use. Criteria applies.
Pay your way; Apple Pay, Google Pay and Contactless Visa Debit Card. Limits apply.
No monthly fee
To apply, you need to be 18+ and a UK resident.
We also offer additional bank accounts to suit your needs
Specific account eligibility criteria applies.
For £2 a month you'll get:
£4 a month back in Rewards for 2 or more Direct Debits (at least £2 each)
£1 a month back in Rewards with 1 mobile app log in
1% back in Rewards when you spend at our partner retailers: Caffe Nero, Europcar and more
To apply, you need to be 18+ and a UK resident. To hold a Reward account, you'll need to pay £1,250 into your eligible account every month
Interest free overdraft up to £2000 (£500 in your first term) 18+, subject to approval.
Choose from 3 great offers; a tastecard, Amazon offer or National Express Coachcard
Bank anytime, anywhere with our easy to use mobile app
No monthly fee
Interest payments on the account balance
Visa Debit Card for your own use
Easy to use mobile app (with payment restrictions)
No monthly fee
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here
Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.
