Bank accounts

Switch to Royal Bank
and get £150!

A simple bank account for your day-to-day banking
  • Get £150 for switching to us. Conditions apply
  • Easy to use mobile banking app
  • Contactless Visa debit card
  • Also available as a joint account
  • No monthly fee
To apply, you must be 18+ and a UK resident.

Reward bank accounts

Bank accounts packed with benefits. Get 2% back in Rewards on eligible household bills paid by Direct Debit. Plus all the features of our everyday bank account too.
To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Digital or Mobile Banking once every 3 months.
2% back in Rewards
  • Get £150 for switching to us. Conditions apply
  • 1% back in Rewards at our partner retailers
  • Pay at least £1,500 into your account every month
  • £2 monthly fee
2% back in Rewards
  • Get £150 for switching to us. Conditions apply
  • Mobile phone insurance
  • European travel insurance
  • Discounts on eating out with tastecard
  • £10 monthly fee
2% back in Rewards
  • Get £150 for switching to us. Conditions apply
  • Mobile phone insurance
  • Worldwide travel insurance
  • UK car breakdown cover
  • £20 monthly fee

Switch to Royal bank

This offer is available to new and existing customers. To qualify for the £150 offer you must:

  • Apply for an eligible account between the 28th of Jan and 8th of Mar 2019.
  • Complete your switch to us using the Current Account Switching Service by the 12th of April.
  • Deposit £1,500 into your Royal Bank account and log in to Digital or Mobile banking by the 12th of April.

Once you have successfully met the eligibility criteria, the £150 cashback will be credited to your Royal Bank account no later than the 10th of May 2019.

Please note - If you have previously taken part in any cashback offer to switch to Royal Bank (including from NatWest) since October 2017, you won't be eligible for this offer. Offer can be withdrawn at any time.

See full offer Terms and Conditions for more information.

Get the proper uni essentials

Choose either an Amazon, National Express or tastecard offer

Easy to use mobile app

International student account with £10 monthly fee

UK student account has no monthly fee

Specific eligibility criteria applies for UK and international students.
Helping 11-18 year olds to start managing their money

Pays interest on your balance

Get your own Visa Debit card

Easy to use mobile app (with payment restrictions)

No monthly fee

To be eligible you must be 11-18 years old and a UK resident

Joint bank accounts

If you are looking to share your account with another, a joint bank account could make sense. Select, our everyday bank account, and all our Reward accounts are available as joint accounts too. 

Other current accounts

If none of the accounts you’ve seen so far are right for you, see what else we have.
To apply for any of the accounts in this section, eligibility criteria apply.

This account might suit you if you’re not eligible for any of the other accounts you apply for. It's a basic account to help you manage your money.

If you live in the EU area, we have bank accounts just for you.

£31 monthly fee

For our Premier customers only. It comes with an extensive range of features and includes our £150 switching offer. Premier banking criteria & conditions apply.


Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here

Already a Royal Bank customer?

Want to squeeze every last bit of goodness out of your account? We’ve got some useful tips. We can help with changing or upgrading too.

Financial services compensation scheme

Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

Find out more about the scheme and how it protects your money.

Something else we can help you with?