- Mobile banking app that's simple to use
- Contactless Visa debit card
- Also available as a joint account
- No monthly fee
To apply, you must be 18+ and a UK resident.
With all of our reward bank accounts, you'll get 2% in Rewards on eligible household bills paid by Direct Debit. Compare our reward accounts below and choose one that best suits your needs.
To apply, you must be 18+ and a UK resident. To earn Rewards you need to access Digital or Mobile Banking once every 3 months.
We can help you switch bank accounts within your application - to start, just choose the bank account that's right for you.
Our Switching Service will move everything across from your old account to your new Royal Bank of Scotland account, including Direct Debits, standing orders etc, within 7 working days. It's completely free and is backed by an industry wide guarantee to ensure the move goes smoothly.
Interest free overdraft up to £2000 (£500 in your first term)
Choose from 3 great offers; a tastecard, Amazon offer or National Express Coachcard
Bank anytime, anywhere with our easy to use mobile app
£10 monthly fee for the International student account
Specific eligibility criteria applies for UK and International students. You need to be 18 or over and have lived in the UK for 3+ years to apply for an Overdraft.
Interest payments on the account balance
Visa Debit Card for your own use
Easy to use mobile app (with payment restrictions)
£0 monthly fee
To be eligible you must be 11-18 years old and a UK resident
If you are looking to share your account with another, a joint bank account could make sense. Select (our everyday bank account) and all our Reward accounts are available as joint accounts too.
Moving in with someone? Check out our handy tips to help set up your new home.
Haven't found an account to suit you needs? See what else we have below.
To apply for any of the accounts in this section, eligibility criteria apply.
We've got some useful tips for squeezing every last bit of goodness out of your account. Looking to change or upgrade? We can help there too.
If you're looking to reduce spending or want to learn some tips for managing your money and starting to save, you should check out our guide.
Your eligible deposits with the Royal Bank of Scotland are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.
Find out more about the scheme and how it protects your money.