Everyday banking

Royal Bank
Easier Banking

We're working hard to make your everyday banking easy

We’re always thinking of new ways to make banking easier. That’s why we've developed new products and services that remove the pain from everyday banking.

Easier banking is seeing your current accounts in one place

Viewing accounts with other banks is available to those who use our app. You need to be registered with your other bank for their online banking. This service only allows you to view your current account balances and transactions with your other bank. You can't make payments or transfers via our app. App eligibility criteria applies.

Accounts with other banks

If you have current accounts at other selected UK banks, we're making it easier for you to view your balances and transactions within the new 'Accounts with other banks' feature in the Royal Bank app. That means:

  • no more searching here, there and everywhere to keep track of your money
  • no faffing about with multiple log-ins
  • simple on-screen instructions for easy set-up

This functionality is currently only available in the iOS app. We're working hard to make it available to customers using Android devices as soon as possible.

Easier banking is applying for a mortgage without leaving the house

Available to over 18s only. Your home or property may be repossessed if you do not keep up repayments on your mortgage

Make paperwork a thing of the past

Ours is the first ever paperless mortgage application. This makes the whole application process simpler and more streamlined. Whether you apply online, in a branch or over the phone, that means you can:

  • upload all your documents and sign without leaving the house
  • get a decision after days rather than weeks (up to 11 days quicker)
  • save an average of 66 pieces of paper with your application (over 3 million sheets of paper have been saved so far)

Easier banking is controlling your credit card from your phone

Feature applies to Mastercard holders only.

Controlling your card from your phone

Credit cards like to play hide and seek. That's why we help you lock and unlock your card with a simple tap of the app. You can also control additional cards on your account - perfect for managing the family budget. You can also control your card by:

  • managing your spend with daily or monthly budget alerts
  • telling us about your travel plans
  • adjusting your credit limit

App available to Digital Banking customers with a UK or international mobile number in specific countries.

Easier banking is getting the help you need, 24/7

Questions can crop up at any time of the day. Luckily, so can we. Getting the help you need is as easy as clicking ‘help’ when logged into our mobile app. Chat to us online now, or download the app.

App available to Digital Banking customers with a UK or international mobile number in specific countries.

Our mobile app is the really easy way to manage your money

Fingerprint login*, 24/7 messaging, credit card control, and viewing your accounts with other banks. These are just some of the features of our app that help make banking easy for you.

* Fingerprint login is available on selected devices.

Your everyday banking made easy

Digital Banking available to customers aged 11+ with a Royal Bank of Scotland account.

Register for Digital Banking

Do more with Digital Banking, and manage your account any time, any day.

Get the app

Bank whenever,wherever and however you like with our secure mobile app.

View the mobile app demo

Learn how to use the app, try some of the great features yourself, then download and activate!

Is there something else we can help you with?

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