Find out what identity theft and fraud mean and how to keep yourself safe
What is identity theft?
Identity theft is when a fraudster steals your personal information – usually so they can use it to impersonate you.
Keep your personal details, personal
Some of these details are obviously more sensitive, like the password to your Digital banking. But there are other details that fraudsters might want to find out too.
For example, simple details like these can help a fraudster steal your identity:
Date of birth
This is why you should always be cautious of what you publish on social media - and check your privacy settings to ensure only people you trust are able to see what you share.
Your personal details need to be kept private. Personal information, like your full name and address, is what you use to prove who you are to banks and other financial companies.
What a fraudster can do with your identity
Identity fraudsters can use your personal information to do things like:
Withdraw money from your account
Use money from your account to pay for goods and services
Set up a credit card or store card in your name
Apply for a loan in your name
Apply for a mobile phone contract
Keeping your identity safe is all about how you protect it
Digital Banking available to customers aged 11+ with a Royal Bank of Scotland account.
App available to Digital Banking customers with a UK or international mobile number in specific countries