Peace of mind for homeowners
Royal Bank of Scotland home insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810.
Please note this product is available only online, alternative options are available in branch.
Get a free Bluetooth speaker or outdoor home security camera
If you take out a new home insurance policy with us online by the 19th November, we'll give you a free gift. You can choose from either:
- A Bluetooth speaker
A wireless Bluetooth speaker. Find out more here.
- An outdoor home security camera
An outdoor WiFi security camera. Find out more here.
Why choose building insurance?
You could get a quote in less than five minutes.
This policy has been awarded the highest Defaqto rating.
You can choose between two levels of cover and add optional extras.
You can pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)
If you can't stay in your home following severe damage, we'll work quickly to get you and your family into safe and secure accommodation (Home must be uninhabitable following an insured event. Terms and Cover limits apply)
Cover options OpenClose
Standard home insurance
Elite home insurance
Core cover OpenClose
Trace and access
Optional extras OpenClose
Switch your home insurance to us
When you switch your home insurance to us, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out one of our policies, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within 7 to 10 working days.
What to expect
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Tailor your policy
Review and apply
Your ‘What You Need to Know’ is available in a paper format. Let us know if you’d like this posted to you.