Royal Bank of Scotland home insurance policies are underwritten by U K Insurance Limited which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, registration number 202810.
Please note this product is available only online, alternative options are available in branch.
Get a free gift when you take out a new policy
From the 1st February, if you take out a new home insurance policy with us online by the 29th June, we'll give you a free gift. You can choose from either:
- A Dolce Gusto coffee machine
- A bundle of smart energy products for your home
- A Just Eat voucher worth £30
Excludes those with a Premier Insurance policy.
Why choose building insurance?
You could get a quote in less than five minutes.
This policy has been awarded the highest Defaqto rating.
You can choose between two levels of cover and add optional extras.
You can pay monthly at no additional cost. (Subject to eligibility and credit agreement. Credit facilities for over 18s only. Representative 0.0% APR)
If you can't stay in your home following severe damage, we'll work quickly to get you and your family into safe and secure accommodation (Home must be uninhabitable following an insured event. Terms and Cover limits apply)
Cover options OpenClose
Standard home insurance
Elite home insurance
Core cover OpenClose
Trace and access
Optional extras OpenClose
Switch your home insurance to us
When you switch your home insurance to us, you can claim up to £50 towards any cancellation fees your current insurer charges. Once you’ve cancelled your existing cover and taken out one of our policies, get in touch with U K Insurance Limited. They’ll arrange for you to be reimbursed within 7 to 10 working days.
What to expect
Fill in your details
Tailor your policy
Review and apply
As we tackle climate change and move away from using paper we ask that you download and save documents to your device.
The 'Insurance: Important Information About Us' document can be posted to you if you need it in a paper format.