Home Insurance, House Insurance Quotes - Royal Bank of Scotland

Home Insurance

Fix your home insurance price for three years

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Fixed price ends if we make a claim payment. Price may change if you amend your policy or Insurance Premium Tax changes. Excludes Private Insurance

Underwritten by U K Insurance Limited

Buildings & Contents Insurance

For those who own their property, a combined policy that covers both your home and the contents in it.

Contents Insurance only

Ideal for homeowners, a policy that covers items inside the house, garage, shed and garden.

Buildings Insurance only

For homeowners, covers the cost to rebuild or repair the structure of your house, as well as fixtures and fittings.

Contents Insurance for renters

If you are renting a property, or living in halls of residence, our product can be tailored to your specific needs.

A lot can change in 3 years but your home insurance doesn't have to.

When you take out a policy with us, we’ll fix the price for the next two renewals, so you’ll know exactly what you’ll be paying

No change to your premium for 3 years

Comprehensive 5* Defaqto rated cover with Standard and Elite policies (underwritten by U K Insurance Limited)

24/7, 365 days a year emergency helpline


How our fixed price policy works

The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Quotes are valid for 90 days. Underwriting criteria apply. Excludes Private Insurance. Underwritten by U K Insurance Limited.

An excellent product with a comprehensive range of features and benefits
Switching from another insurer?

Switch to Royal Bank of Scotland home insurance and you can claim up to £50 towards cancellation fees you pay your existing insurer.

After purchasing and cancelling your existing cover you should call U K Insurance Limited who will arrange reimbursement in 7-10 days. 

RBS Home Insurance is underwritten by U K Insurance Limited who are authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number: 202810. 

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